Category: Living in Minneapolis

MINNESOTA IS NOT FOR EVERYONE!
Living in Minneapolis · Uncategorized

MINNESOTA IS NOT FOR EVERYONE!

MaryLeave a comment

I’ve been thinking about this topic for a couple of reasons – the first is that I wonder if my enthusiasm for Minnesota leads to blinders about things that people may not like? And the other is me thinking about times when I have lived in other places and have just felt slightly “off”. I was OK there, but it really didn’t feel like MY place. So here are some things to think about before you make the leap!

Weather

It is no secret that Minnesota gets cold. It’s kind of our claim to fame. It’s also a topic that I sometimes hear talked about with some level of fear or worry. I suppose that is as valid of a feeling as any other, but in my experience if you look it in the face and just know that “hey – that’s a big part of living here” and prepare yourself, you’re a step ahead.

Figure out how you can make it work for you. Learn a new winter sport, decide that you like puffy, down-filled fashion statements, and, if you REALLY don’t like being outside (which I think is unfortunate – Minnesota is really beautiful, even in winter! It’s just not “glamorous” beautiful. And to me – that is a bonus!) anyway – if you REALLY don’t like being outside, then you’ll need to figure out ways that you can be happy by being inside. Finding a place to walk indoors, join a gym, find an indoor sports league – there are a lot of them for adults including fun games that aren’t insane (hi hockey! looking at you!) like pickleball.

Yes! I know I’m writing this during a pandemic and this is all limited right now, but hope in the form of a vaccine is on it’s way! Another side note that I hope looks super quaint super quick is that our state vaccinated more than 40,000 people in one day yesterday and numbers are going up quickly, so hopefully we can put this behind us.

The other thing that I have (easily) embraced in winter is seeking the cozy. We like to build a fire in the wood stove in the evening, light candles, have warm drinks – anything that gives you that cozy feeling at home. It can be hard to go out when it gets dark early in winter, but if you’re a person that likes and needs to be around a lot of people (when this is over) make sure you get that cozy feeling from the inside of a bar or restaurant.

If your brain is giving an existential scream at the thought of several months of cold… Minnesota may not be the right place for you.

Landscape

lots of the left side in the west, lots of the right in the north
LAKES everywhere, WATER everywhere

If you need to see mountains or rolling hills, this may not be the place for you. It’s not exactly flat, but the south & western side of the state is nearly flat. It’s farm land for the most part and that part of the state is bordering on the beginning of the Great Plains. The south and eastern side is more rolling as it is part of the “kettle moraine” area where the glaciers receded and left “puddles”. One of the towns I want to profile because I’m a little in love with what I’ve seen online (haven’t been there myself yet!) is Lanesboro, MN. Charming small town on a river, there are bluffs and lots of trees and interesting terrain.

The area that is probably most well known outside the city is the “north shore”. This is some wild country bordering Lake Superior and Canada in what we call the “arrowhead” of the state. Lots of dense forests, and not a lot of people once you’re outside of Duluth. Some of the towns up that way cater to people going out on the Boundary Waters. The northern part of the state has a lot of lakes and that is where people head on the weekends here, “up nort”.

*I* think the landscape is pretty, but I know people that have said they just feel too exposed without a lot of hills. To which I say – seek a home elsewhere where you can be happy!

Color

Lake Superior on the right … Split Rock Lighthouse

You have to be able to appreciate a more stark type of beauty to like living in MN – at least in the winter.

MN loses a lot of it’s color in winter too – it goes from very vibrantly colored deep green to fairly monochromatic. Winter makes me think in white, dark purples, violet and bright cold blue. Many times it’s also gray. We can go days in a row without a lot of sun, but plenty of clouds. You have to know that you’ll have those days. The silver lining to it is that clouds hold in the heat, so if you have a cloudy day, you’re likely having a warmer day! Every time I think of the phrase “bright side of life” I get Monty Python stuck in my head. Do yourself a favor and listen to that! 😉

Light

4:30 in winter…

We are a northern people. With that comes the tilt of the earth on its axis and the slant away from the sun in the winter. In December when we hit the winter solstice the sun sets around 4:45 and it doesn’t rise again til nearly 8. It’s a long period of darkness. Some people HATE that. I sleep well during winter, so I’m in favor. The flip side is that we get ridiculously long days in the sweet time of summer – the sun is up early around 5:30 and sets after 9:30 at night. So much time to be outdoors and enjoying the weather. And Minnesotans take advantage – we know what is coming and don’t waste summer and that beautiful light.

Some people that live here (and love it) still need to spend some time in front of a “happy light” during winter mornings as they have their coffee. I’m basically a mole and don’t mind the dim of winter. You need to think about how you react to that type of environment. A colleague here heads to Mexico in the beginning of December and stays through May – he needs the sun but wants to be back here in summer.

Progressive politics

OK – I normally stay faaaar away from this topic, but hey, it is what it is and I’m just giving you information that you can take or leave. Minnesota has a reputation for being a “blue” state. Our current governor is a Democrat. The metro areas lean progressive- Minneapolis, St. Paul, and Duluth.

As you move out across the suburbs the first rings are bluer than the exurbs and when you’re in rural MN, you are likely to be in some fairly solid red country. This is really no different than any other state if you look at demographics, but if you’re thinking of moving here to be in a blue bubble – well, that’s a stereotype and you’ll have to choose your home wisely.

Likewise, if you’re not feeling the progressive vibe, you are not alone, your people just tend to congregate in areas that are not as densely populated and I’m sure you’re not surprised by this news. Because MOST of the population of the state resides in the metro areas, and most of the people are progressives, you’ll likely also see policies that follow, but we do have loyal opposition in the form of a Republican controlled state Senate and that leads to a more balanced set of policies.

“Minnesota Nice”

I’m sarcastic and an introvert so people here don’t faze me, but you need to know that while people are “nice” they are also passive aggressive. That can be annoying if you let it. I don’t let it. I’m also going to add that sometimes there is a sense that MN has a lock on this attitude/behavior – NOPE. I lived in Atlanta. Land of “bless your heart” (“you idiot” = implied). I also did not find the famously hospitable south to be any more hospitable than any other place I’ve lived. People are people. You have to do the work when you’re new, it’s just a fact. That means you have to JOIN things and INVITE people to do stuff if you want to have friends outside of your house. I don’t think people are any more or less likely to knock on your door here and golly-gee you. Although I will say that when we moved here TWO of our neighbors dropped off food and offered a welcome. That IS two more than have ever done that anywhere else I’ve lived, so maybe it is nicer here?

Housing prices are high

It is not cheap to get into a home here. I don’t know if I’m the only one that was shocked by that information when I moved here, or not. Things are not easing at all, in fact they are getting worse as more buyers enter the market and the number of listings can’t meet the demand. People are staying in their homes longer, and here at least, people are reluctant to list until they have found a new place to live because the market is so tight that their home will be gone in a hurry and they may not find what they want from what is available. Add to all of that extremely low interest rates and people spending way too much time inside and you have demand that is insane. (If you’re thinking of listing – let me know lol! Not joking!) If you’ve ever taken a basic economics class you know that high demand + low supply = high prices.

I’m struggling to come up with anything else. I’m sure someone can help, ha ha! Comment below if you have a reason to stay the heck out of MN.

mschumann@kw.com
612-234-5703

Winter in Minnesota – things to do OUTSIDE!
Living in Minneapolis

Winter in Minnesota – things to do OUTSIDE!

MaryLeave a comment

Believe it or not, Minnesotans LOVE winter! In other places I’ve lived the attitude has been MUCH different, people thought of winter as something to get through, not something to celebrate. That change in perspective makes ALL the difference, in my opinion. I’m especially grateful for the way that winter is embraced here this year as we look for ways to stay healthy and have fun while staying safe.

Today I’ll give you a list of 10 things that Minnesotans do to have fun OUTSIDE in the winter. Many of these are free or low cost ways to enjoy the season, and they range from simple to more adventurous.

Dog Sledding

Photo by cheptu00e9 cormani on Pexels.com

I’ll start with the one I most want to do this winter – mushing on a dog sled! We did a training run in a buggy in Alaska once and it was fun, but I want to do the real deal! There are several outfitters in northern MN that have excursions for regular people. They range from a short run to primitive camping trip accessed by dog sled. I’m not sure that I want to camp in winter, but it’s an option. I’d much rather stay somewhere like the Gunflint Lodge in Grand Marais and let them handle the hard stuff while I enjoy the dogs and all of the other fun things they offer all year round.

Minnesota has several dogsled races if you prefer to watch! The John Beargrease Dog Sled Race is run out of Duluth at the end of January, you can head to Ely for the Wolftrack Classic in February, or check out the Gunflint Mail Run … in 2022. 2021 was nixed for our old enemy Covid.

SnowShoeing

Photo by Mau00ebl BALLAND on Pexels.com

Ok – lets bring this down to something closer to home and easier to access for an afternoon out: Snowshoeing! When the snow gets deep this is a great way to be able to head out an enjoy nature without struggling through snow up to your thighs. The good news about snowshoeing is that you can try it for FREE! Minneapolis Parks have loaners that you can sign out of their “Adventure Hubs”- check the Minneapolis Parks web site, Theodore Wirth Park has an amazing network of trails and they rent snow shoes for $12/day, several Minnesota State Parks also rent snow shoes – for a great price – only $6/day. I advise checking their website and calling in advance just due to potential Covid related closures.

Tubing

If you want more of a thrill and less of a workout, try snow tubing! Our family loves to go to Buck Hill every year and spend a couple of hours ripping downhill on a big inner tube. Buck Hill makes it easy because they have a conveyor style lift that you stand on with the tube behind you and you’re pulled to the top to start again. And at the bottom of the hill is a big bonfire that you can stand around to warm yourself and an outdoor kiosk that serves up hot cocoa. If snow if sparse they make their own, so there is never a reason not to go!

Skiing / Snowboarding

Photo by Skitterphoto on Pexels.com

If tubing isn’t your cup of tea, Buck hill also has down hill skiing and snowboarding. This year you have to buy all your lift passes online before you go. There are lots of options for downhill skiing and snowboarding – the other two that come to mind are Afton Alps near Afton State Park and Hyland Hills ski area. A great option at Hyland Hills if you don’t want to buy a season pass, but think you’ll ski multiple times is a 10 or 6 visit pass. They both rent skis there as well as give lessons.

Nordic or cross country skiing is also very popular! You can rent skis at some parks, like Theodore Wirth, and enjoy miles of groomed trails of varying difficulty. Hyland Hills park also has extensive groomed ski trails and ski rentals as well.

Build a bonfire & make s’mores

Don’t look at me like I’m crazy. You can do this all winter. I walk my dog at night and often see people with fire pits in their driveways, sitting out in lawn chairs around it, chatting and having a drink, and roasting marshmallows. In winter. 🙂 If you like this enough to do it often, check out Solo stoves – they are smokeless fire pits that everyone seems to love and they look really slick too. Perfect for flexing at your neighbors.

Ice fishing

Photo by Hert Niks on Pexels.com

This one holds ALMOST no attraction for me, except when I think about leaving my house and spending quiet time in another location. I don’t care about the fish.

People in MN LOVE being on the ice. If you get near a body of water in the winter, chances are it will be covered with ice shanties. People leave these little houses out on the ice all winter and hang out in them and fish. And you can catch some seriously large fish here if that’s what you’re into.

If you’re not ready for a shanty – drag your gear out onto the ice in a sled – some people set up little tents or just sit out there with a line through a hole in the ice and fish.

Visit the zoo.

Photo by Diego Madrigal on Pexels.com

OK, this one is a plan ahead because they are temporarily closed due to governor’s orders, BUT they are normally open all year and are a great way to spend time outside looking at the animals. We have two zoos to choose from in the Twin Cities – Como Park Zoo & Conservatory in St. Paul is smaller and FREE. It’s a great zoo to go to if you don’t want to spend a whole day and deal with huge crowds, plus it’s close to home if you live in MPLS or STP.

The Minnesota Zoo is the Mac-Daddy zoo. It’s huge and you’ll have your day cut out for you. We were members for a while and one of the things that we liked was the area where you can pet the stingrays. We also loved the indoor tropical forest path, nice and warm and lots of clear panes on the animal habitats so that you could see them from a lot of angles and in little nooks.

Sledding

Photo by Pixabay on Pexels.com

I can’t even begin to guess how many sled hills there are in the metro area. I make a joke that it sounds like an amusement park at the park next to my house because the minute there is snow on the ground the hill is MOBBED with kids AND adults. No one can wait for this. This year I’m extra grateful to have this easy, fun, free and SAFE choice for my kid to gather with her friends outside. They head over there just about every day, and I feel great that they get fresh air, exercise, and social time. Most parks have a sled hill in them somewhere, and the one down the street doesn’t there will be one not far away – guaranteed!

Ice Skating

Photo by Daria Sannikova on Pexels.com

Another freebie for the most part! Almost every park sets up an outdoor skating area in the winter. They flood the field, set up boards for a hockey “arena”, and then leave lots of extra space around it for free skating. Parks in Minneapolis have warming houses where you can .. warm up! and change into and out of your skates. Lots of families donate skates that they have outgrown and the warming house has a wide selection of skates to borrow if you don’t have your own. You can also borrow hockey sticks and pucks if you have a pick-up game and I see adults out on the ice at night playing hockey all the time. Side note that Minneapolis has an ENORMOUS pond hockey tournament every (normal) year. It’s held on Lake Nokomis in south Minneapolis. They set up nearly 30 rinks on the lake!

Winter Festival

If you are more of an extrovert than me and like hanging around a lot of people and maybe you miss that this year – good news! The St. Paul Winter Carnival happens at the end of January /beginning of February. As of now it is still on!

They are featuring a craft brew passport to try some of our great local beers, there is a drive through ice and snow sculpture park, ice fishing and softball tournaments (yes, in the snow!), fun run, art show and more.

That’s about it for now – I’ll be posting some indoor ideas soon!

mschumann@kw.com
612-234-5703
1350 Lagoon Ave, Suite 900
Minneapolis, MN 55408
Minneapolis vs St. Paul – What’s the difference?
Living in Minneapolis · Neighborhood Tours · Uncategorized

Minneapolis vs St. Paul – What’s the difference?

MaryLeave a comment

Moving to the Twin Cities? Wondering what the difference is between Minneapolis & St. Paul? Let’s do a little compare & contrast today!

The Minneapolis-St.Paul metro area is made up of 7 core counties – Anoka, Carver, Dakota, Hennepin (Minneapolis), Ramsey (St. Paul), Scott & Washington – all within Minnesota. However, because we border on WI, many people live Pierce or St. Croix counties in WI and work in the Twin Cities. People here refer to this whole area generically as “The Metro” or “The Cities”.

How will you know which of the “Twin Cities” is the right one for you? Today I just want to take a look at how they compare to each other at a high level.

The two cities would probably be one city somewhere else because they are so close to each other, they are separated mainly by the Mississippi River, and yet they each has a distinctive character. Minneapolis feels more buttoned up, polished, new and bustling than St. Paul.

Photo by Josh Hild on Pexels.com

Minneapolis is home to a sparkling skyline filled with new skyscrapers, and the downtown is constantly under construction as buildings go up to house the population wants to live right at the center of everything. Both of the cities are more than just work day destinations, so if you’re looking for an urban lifestyle you can get get them here. Minneapolis has a healthy condo market in the urban core and a lot of desirable and well maintained neighborhoods within the city limits. St. Paul doesn’t feel as heavy on the condos, but is filled with beautiful mature neighborhoods filled with historic homes.

St. Paul is the capitol of Minnesota, but it feels like the sleepier of the two cities.

Photo by Lina Kivaka on Pexels.com

Size

Lets compare them just in size – Minneapolis has about 437,000 residents in the city itself while St. Paul is the smaller of the two with about 305,000 people. The Twin Cities Metro area is actually GROWING, as compared to a many other midwestern cities which are shrinking as their employment base leaves. Minneapolis has grown over 14% since the census in 2010, and has year over year population growth of about 1.35%.

Minneapolis resides within Hennepin County, which a very large county that encompasses Minneapolis as well as several suburbs on the south, west and north sides of the city. St. Paul resides within much smaller Ramsey County and it’s suburbs are part of other counties.

Cost of Living

We all pay just about the same amounts for things like food, utilities and gasoline, but where you will see a difference is in actual housing related costs.

Median Home Prices 11/2020Single familyTownhouseCondo
7 County Metro$336,990$229,500$185,000
Minneapolis$305,000$275,000$265,000
St. Paul$240,000$214,000$185,000
Median Home Price Comparison November 2020
Hennepin County Property Tax Rate (MPLS)1.36%
Ramsey County Property Tax Rate (STP)1.30%
State of MN Average Property Tax Rate1.08%
National Average Property Tax Rate1.15%
Property Tax comparison November 2020

MN as a state has lower than average property taxes, but as you would expect with any urban area, the rates in the city are higher. If you are concerned about housing as a % of your monthly expenditures and you want to live in the city, you are more likely to find a more affordable home AND pay a lower tax rate in St. Paul than you would in Minneapolis.

One thing that no one mentioned to us when we purchased our home, but that we have found to be a nice benefit in MN is that when you file income taxes, there is a third return to file for a property tax rebate if you’ve filed a homestead exemption on your home. Not something to skip! You file the return at the same time as your other tax returns but then we tend to forget about it and get a nice check in the summer.

Photo by Pixabay on Pexels.com

Transportation

Commute times for people in both cities are roughly the same at 23-24 minutes. Most people in the twin cities do commute by car, usually alone.

However each cities DOES have the benefit of public transportation. The Metro Light Rail serves the downtown areas of both Minneapolis and St. Paul as well as branching to the University of MN, and south to the Mall of America and MSP Airport. But if you want to get around within the cities vis public transportation you’ll need to take a bus. Metro Transit buses run frequently and, in my experience, are quite clean.

When we moved from Chicago, we felt a little disoriented because the public transit isn’t as developed, and we were also used to relying on taxi cabs (is that old school now?). Any rides here will be through Uber, Lyft, or other ride share services. You won’t really see many cabs looking for fares, which is probably normal throughout MOST of the US anyway.

Income / Education

The cities differ in income and education demographics as well. Minneapolis is a little more well-heeled with a median household income of almost $64,000. while St. Paul’s median household income is about $59,000.

Photo by Andrea Piacquadio on Pexels.com

MN in has very educated population in general and when you look at Minneapolis, 49.4% of adults hold a BA or higher and in St. Paul it is about 40.1%.

Arts

If you like the arts, both cities have a wide variety of choices.

St. Paul’s downtown is home to the Ordway Theater, and the beautiful old Fitzgerald Theater. The Fitzgerald was home to the NPR show “Prairie Home Companion” for many years and hosts a wide variety of theater and talks by notable people.

Minneapolis has the Orpheum Theater where you’ll see traveling broadway shows and the Guthrie theater for more independent productions.

Both cities have a lot of small independent theaters as well.

For fine visual arts, Minneapolis has the Walker Art Center where you can see contemporary art, and the newly rehabbed Minneapolis Sculpture Garden is adjacent to it. If more traditional art and antiquities are your thing – the Minneapolis Institute of Art is for you.

Parks

You know I love parks. St. Paul has 179 parks and 100 miles of trails, but the most impressive park in St. Paul (to me) is the Como Zoo and Conservatory. The zoo is absolutely adorable and FREE, and the Conservatory is like a little jewel box. I particularly love going there in the depths of winter to breathe in the warm, clean air that all of the plants emit and just take in the gorgeous displays of flowering plants around the reflecting pool. In the summer there is a small amusement park right next to the zoo, so if you have little kids and want to let them go on rides without the production of going to a large amusement park like Valley Fair, you can take a more low key approach and they will love it.

St. Paul also has several aquatic centers – one of which is indoor (big plus where you have winters like ours!) and multiple municipal golf courses.

Minneapolis has 160 neighborhood parks – each generally has a field, a community building with a gym or a warming house & a playground with a wading pool. These are at the heart of each neighborhood and while everyone is welcome, they feel the front yard gathering spot for people that live there. Minneapolis doesn’t have a zoo (the Minnesota Zoo is in Apple Valley), but it DOES have what are called “The Grand Rounds” which is a series of connected scenic parkways that encompass the Chain of Lakes. In addition there are several larger regional parks that are real destinations for everyone in the metro area and those include Minnehaha Falls & Theodore Wirth Park. If you’re into golf Minneapolis has 7 municipal courses as well.

Sports

Last but not least – professional sports teams. Minneapolis is home to the bulk of the teams, with the Vikings, Timberwolves, Lynx and Twins all playing there. Hockey (the Wild) & Minnesota United soccer are both played in St. Paul.

Are you going to choose where you live based on which professional sports are played in that city? Probably not, but hey – it’s good to have a general sense of the difference between the two cities, and when you get the itch to see something different you can just spend 10 more minutes in the car and check out how the other half lives.

Let me know if you have questions about living here in Minneapolis-St. Paul, or anything related to real estate here. I’d love to help you out!

    mschumann@kw.com
    612-234-5703
    1350 Lagoon Ave, Suite 900
    Minneapolis, MN 55408
    Jobs in Minneapolis!
    Living in Minneapolis

    Jobs in Minneapolis!

    MaryLeave a comment

    If you’re thinking of moving to Minneapolis or the Twin Cities area, you may also be wondering what kind of employment opportunities are here for either yourself or someone in your household.

    If you’re thinking about moving here, check out my FREE relocation guide, you can download it here: 🚗🏡🌼 http://bit.ly/MPLSReloGuide 🌺🌻🚕

    Today I’m going to give you a run down of some of the top employer in the Twin Cities metro area.

    The Minneapolis area is a “hub for headquarters”! We are home to MANY fortune 500 companies including (but not limited to) giants like

    • United Health Group – healthcare & insurance
    • Target – Retail
    • Best Buy – Retail
    • US Bank – Banking & Finance
    • 3M – industry, worker safety, US health care, and consumer goods
    • CHS – Agriculture cooperative & farm lobby
    • US Bancorp- Banking & Finance
    • General Mills – Food processing & maker of many major food brands
    • Ecolab – Hygiene & infection control

    Large PRIVATE companies include names like:

    • Cargill – Agriculture
    • Mortensen Construction
    • Anderson Construction

    80 of INC’s 5000 fastest growing companies in the US are located here in the Twin Cities.

    Other industries that are very well represented here are education & healthcare. The Minneapolis- St. Paul area is home to 25 colleges and universities, from the main campus of the University of MN to smaller private colleges like Gustavus and Augsburg, to community & technical college and even smaller schools that specialize in particular trades. If you are a teacher in k-12, the Minneapolis – St. Paul schools and thee districts surrounding them employ many thousands of teachers and support staff.

    Healthcare systems in the Twin Cities area include HealthPartners, Fairview Hospital, Allina Health, Hennepin County Health, and the Minneapolis VA among others.

    The twin cities has a very diverse economy & that is one of it’s strengths! Because of this diversity the economy in this area is generally stable and growing – the unemployment rate in MN is consistently lower than the US unemployment rate.

    If you are thinking of moving here, chances are that there will be a good fit for you work-wise. If you have questions I’d love to hear from you – please leave a comment or contact me via my contact info.

      mschumann@kw.com
      612-234-5703
      1350 Lagoon Ave, Suite 900
      Minneapolis, MN 55408
      Winterizing your home! Steps to take for newbies. Or if you’ve been around a while.
      Living in Minneapolis · Uncategorized

      Winterizing your home! Steps to take for newbies. Or if you’ve been around a while.

      Mary2 Comments

      Are you a new home owner? Is this your first winter in the northern part of the country? Your house takes on a whole new meaning when it’s what is standing between you and below zero temps, howling winds and piles of snow.

      In this post, I want to give you some tips for winterizing your home and heading off potential trouble right when you want it least. These aren’t in any particular order, and almost all of them are easy to accomplish, but NOT doing them can lead to a world of hurt.

      Tune up your furnace. Have someone come out and service it and make sure that it’s functioning well. One thing you’ll notice is that furnaces malfunction at the very worst of times – probably because a lot more is being asked of them when it’s very cold and you want this to be the time when your furnace rises to the challenge.

      If you have a high efficiency gas furnace, you will have 2 PVC pipes that exhaust out the side of your home. It is really important that these two pipes are free of any obstructions. And if snow gets high enough, you’ll want to make sure that the snow isn’t blocking them either.

      they will look like this!

      Make sure you change the filter, and change it monthly when the weather gets cold and it’s running. Contrary to common belief – you want a thinner filter! We had been spending all kinds of money on “good filters” only to be told by our furnace tech that it actually inhibits airflow and that is BAD for the furnace – you want dirt filtered out but AIR going in for best results.

      Boilers that service radiators need attention too! Once a year before it gets cold have someone take a look.

      Photo by Taryn Elliott on Pexels.com

      Clean and inspect your chimney. If you have a wood burning stove or fireplace, before you light a fire make sure that the chimney is CLEANED. Soot builds up in the chimney and it is flammable – everyone wants to be able to put their feet up in front of the fire, but no one wants a chimney fire.

      Photo by Hilary Halliwell on Pexels.com

      Check the batteries and AGE of your CO/smoke detectors. Winter is when carbon monoxide poisonings are most likely to happen. Make sure your batteries are functioning – we like to change them at the fall time change.

      Your detectors should have a date on them, but if not know that they should be replaced every 10 years just due to the fact that dust builds up and makes them less dependable. And if it’s time to replace them – think about going with the photoelectric instead of ionization type of detector. I’ve seen demos of the difference and it can be 15 minutes more escape time gained with a photoelectric alarm.

      Photo by Luis Quintero on Pexels.com

      Turn off exterior water. Before it gets truly cold, shut off water to hoses. And if you have pipes that run along exterior walls INSIDE the house – think about putting some insulation around them. Pipes can & do freeze in winter, and when this happens the water doesn’t stay inside the pipe, it flows freely throughout your walls and causes a LOT of damage. This 10 minute task will bring you a lot of peace of mind.

      Photo by fotografierende on Pexels.com

      Clean your gutters. When all of that snow and ice melts – it needs a place to go. You want your gutters to be able to guide it AWAY from your house. Having them clean is the way to go.

      Cover the TOP of your AC unit. if you have central air, don’t put a full cover over the compressor (it will attract animals looking for shelter and hold moisture in), but if you set a piece of plywood on top and put a couple of bricks on it, it keeps things from getting into the unit.

      Photo by Burst on Pexels.com

      Change the rotation of your ceiling fans. Fans can switch direction, heat rises and you stay down by the floor, so if you have tall ceilings, change the setting so that the fan rotates CLOCKWISE and the warm air will be pushed downward toward where people are.

      Photo by Furknsaglam on Pexels.com

      Stock up on GRIT. In MN, that’s what they call it. It’s a mix of sand that you can scatter on your sidewalks and driveway to keep yourself from wiping out. I have a friend who broke her ribs trying to walk to her car because of ice. I highly recommend trying to AVOID this with liberal use of GRIT.

      Air Seal. This one… is not really DIY, but I dream of doing it to my house because I fear ice dams which are caused when heat gets into attics and melts snow which then freezes on the edge of the roof. This can cause a lot of problems that I don’t want to have. And it takes a suprisingly small amount of heated air to create this issue, so if you can have someone crawl around up in your attic and seal up any hole from wiring, pipes or chimneys that allows warm air up there, you can potentially save yourself a roof and ceiling if winter conditions cause ice dams.

      mschumann@kw.com
      612-234-5703
      Minnesota Pros and Cons
      Living in Minneapolis · Uncategorized

      Minnesota Pros and Cons

      MaryLeave a comment

      Put on your buffalo plaid flannel shirt, grab your ax, and head to the cabin!

      Or something like that.

      If you’re thinking about moving to Minnesota you may be wondering if the stereotypes are real – is everyone nice?!? ARE there 10,000 lakes? Does everyone say “you betcha!”? (kinda, more than that & no.)

      Why do people like it here?

      By “here”, I’m going to say the Twin Cities Metro area + the hinterlands.

      PROS:

      • Minnesota Nice. It’s a midwestern thing, I think. For the most part people look out for their neighbors and are willing to pitch in and help when you need it. They will definitely give you some friendly conversation in the grocery store check out line. I often also read that while Minnesotans are nice, they won’t allow you into their inner circle easily. I honestly don’t think it’s any different here than anywhere else I’ve lived. The way to get close to people in the community is to make the effort yourself – get involved in things you enjoy and you’ll find your group.
      Photo by Sharon McCutcheon on Pexels.com
      • Cultural diversity. Yes, nearly 84% of the population of the STATE is white. Look, it was settled by Scandinavians – they are a pale people. However! Minneapolis has a more diverse population – and with that comes the art, culture & food that makes a city vibrant. If you didn’t know better you might believe that the food would be bland here, and while it’s not like Chicago or New York, you will not be stuck eating tater tot hotdish every day (unless you want to- then have at it!). There is a Vietnamese population that keeps everyone happily eating Pho, and one of my favorite restaurants is Ethiopian, among many others.
      Photo by Pixabay on Pexels.com
      • Autumn. People talk about going to New England to see the leaves… well, I am 100% sure that New England doesn’t have anything on Minnesota! Autumn here is something to behold. In addition to the leaves, crisp temperatures and apple orchards, if you like birds MN is a hot spot for bird migration in the fall and you can see some very unusual ones. One of my favorite things to do in September is bike over to Longfellow Gardens in the city – it’s a work of art with annuals and perennials and apparently the hummingbirds think so too – they stop on their migration south and there are days when you can see about 100 of them getting rest and fuel for their journey. It gives me awe to see them like that.
      Photo by Tatiana on Pexels.com
      • Lake Culture. I’m calling it a culture because it really is a way of life here. Even when you live in the city, summers are spent at the MANY lakes in and around the metro area. Swimming at the beaches, eating at the beachside cafes, paddleboarding, kayaking or sailing on the water. Many people have lake cabins here, and spend weekends and holidays there. And winter is no exception, either! If you like cross country skiing on flat surfaces, lakes freeze to depths of many feet and are safe to ski on, many people enjoy ice fishing and park their ice houses out on the lake and while away the day there, and we even have a lot of festivals held on lakes in winter – the Eelpout Festival is HUGE in northern MN, but down in the cities we have things like the Kite Festival and the Art Shanties on Lake Harriet.

      CONS! What? yes, there are negatives… according to some people…

      • Winter… I am wincing as I write this because I like winter, but there are some days in winter here where you kind of question your sanity. Average winter temps are about 10 degrees F. Wind chill adds another dimension. It is cold, but not awful (dress properly! See my video about surviving winter in MN!). We do have cold snaps that are significantly below zero for a few days every winter. In northern MN, a friend of mine posted a photo of her car thermostat showing an external temp of -41. School still happens. Life goes on, you won’t hear a lot of moaning and groaning because it is what it is. Anyone can make it through a couple of nasty cold snaps, but what tends to weigh on people are the short days (the sun sets around 4:30pm and rises at around 8am), and while it’s often quite sunny here, that can feel like not quite enough. Winter also feels like it stretches on a ways. We usually have a frost in the beginning of October and first snowfall (that doesn’t stick) by Halloween.
      • Slower pace. Once again – this is how you look at it. Personally, I don’t mind. I’ve lived fast paced in Chicago for a long while – LOVED it, but it can also be a big relief to not. The outdoor lifestyle here is naturally kind of a quieter way to be, people hunker down at bars for a drink and a good time with friends in winter, but it’s definitely got a slower pace. If you have kids, one thing that struck me here that I didn’t have in Chicago is that my daughter could play outside without intense scrutiny and people wanting to call DCFS. Kids still play in the park without parents helicoptering around them. It feels nice.
      • Bland food. Yes – this is the exact opposite of what I said before. But we are talking about MN as a whole here, and while you can find some great options in the cities, you are very likely to encounter a lot of “meat and potatoes” food as a whole. Nothing wrong with meat and potatoes, but sometimes you want something else. Also, the Minnesotan version of “spicey” is comical.

      OK – that is IT for me today! Let me know if you think this sounds like something you can handle. 😉

      mschumann@kw.com
      612-234-5703
      Minneapolis Grocery Stores….
      Living in Minneapolis · Uncategorized

      Minneapolis Grocery Stores….

      MaryLeave a comment

      I’m covering the big ones today, but this is NOT comprehensive! There are so many little markets where you can find great foods that are culture specific – one of my favorites that fits this description is United Noodles but I could do an entire video and post on that place alone.

      Today is more about soothing the furrowed brows of worried transplants. There are definitely your hometown local things that you may miss, but I can assure you that you’ll find other items that make your mouth happy here. Minnesota has been the beneficiary of several groups of refugees and with these people come their foods, so we now have more diverse options even at big box grocery stores.

      I’m going to start out with my main squeeze – Costco. I love this store and even though there are only 3 people in my family, and no matter what you buy you get a LOT of it at Costco, I still shop there. They carry a little bit of everything – including the kitchen sink! You can get kitchen appliances, large and small, TV’s, books, and clothes, but I go there for their produce – we eat a lot of fresh fruit and the quality is amazing. I also love their meat and seafood selection, well priced and high quality, they are famous for their $5 rotisserie chickens… Other things that are a regular purchase for price and quality – milk, eggs, butter, cheese, anything for laundry and cleaning, TP, paper towels, coffee! There is a membership fee, but you get cash back on every purchase – up to 4% on another favorite feature- gasoline, which is priced lower as well.

      My husband & I have bought insurance through Costco, we bought a car through their auto program, it’s just a great place to shop. If you care about company ethics – they pay a living wage to all their workers and if you love great customer service, they take ANYTHING back no questions asked no matter how far past the purchase date. That sense of security make me spend way more money in the store and on their web site too.

      We also have national grocery store options that you’re probably very familiar with – Target is headquartered here in Minneapolis and I bet we have more Targets per capita than any other state, Walmart is here, and HyVee is starting to pop up in the suburbs. I am not as familiar with HyVee, but have been in one and it had a full “food-court” area of prepared foods, along with an enormous store that reminds me a bit of Cub Foods, which is a local option…

      Cub Foods is a midwestern chain with stores in MN and IL, the store is enormous and the selections are great. They have everything you would expect in a large grocery store, but I do think of Cub as more of a budget store. You will bag your own groceries, there is no carry out service, I think it’s profit model is based on volume.

      Another budget friendly option that is springing up all over is Aldi. Aldi has a decent selection of fresh fruits and vegetables, but the store is mainly focused on package goods. The packages will look familiar, but not exactly the same – Aldi has a LOT of store brand packaged items that are reminiscent of bigger brands. If you aren’t super stuck on an actual brand name, I’ve heard great things from people that love to shop at Aldi. One quirk that you should be ready for is having your quarter ready to release the cart – you get it back when you put the cart back. Oddly this isn’t the first time I’ve seen this.

      The Twin Cities is also home to a couple of very local chains – Lund’s and Byerly’s and Kowalski’s. These are the two I shop at most for my everyday needs mainly because I’m under a mile from either one.

      Kowalski’s market is cozy and they have higher end brands of food – free range chicken, lots of organic veg and boxed items, they have an extensive hot food area, you can order to go specifically to what you want to have or you can pick up salads, sandwiches or heat and eat food. One of my favorite things is the soup bar – it’s delicious and perfect when you’re out running around but don’t want to eat fast food. This is the store I would come to for my cheese fix. They focus a lot on local suppliers and you can find some really wonderful choices here from MN and WI.

      Kowalski’s bakes all of their pastries and bread on site. They have a small gift area in every store that has some charming items that you would not suspect of being from a grocery if you need to grab a quick gift for someone. Kowalski’s does carry out to your car, and they deliver as well.

      Lunds… Lund’s is what I think of as a middle ground – not huge like Cub or Costco. It feels friendly and the right size for everyday shopping. Lunds is a full service grocery – they bag and carry out for you. They have increased their focus on including organics, if that is a concern you will be OK shopping there. They also sell things like dog food, cleaning supplies etc, but in my opinion you can do far better for that type of thing elsewhere. I stick to food here. Withe the exception of a few locations, this is not really a place to go grab a sandwich or soup, this grocery sticks pretty closely to its original mission.

      If you ARE committed to organics or sustainably sourced foods – the Twin Cities has a large number of food Co-Ops that you can shop at – you can buy a membership and pay slightly lower prices, or not. Anyone can shop there.

      In addition to co-ops, we of course have Whole Foods Market – or “whole paycheck” as it’s known. It’s not inexpensive to shop there, but they have things you won’t find elsewhere and generally their produce section looks like a work of art, so if you need a pleasant shopping experience or are just used to the brands that Whole Foods has you can continue to enjoy that here. A couple of my favorite things are the really amazing hot food selection at lunch and I believe dinner hours too, as well as their bakery, where you can find really beautiful pastries that might be too pretty to eat.

      Any other lifestyle questions? I’m always looking for content ideas that people want to dig into! Let me know.

      mschumann@kw.com
      612-234-5703
      Can you survive winter in Minnesota?!?
      Living in Minneapolis · Uncategorized

      Can you survive winter in Minnesota?!?

      MaryLeave a comment

      Maybe? LOL!

      If you ask people what they think of when they think of Minnesota I’m willing to bet that at least 9 out of 10 will say the word “COLD”.

      Listen – the way people talk about winter here – it’s a scare tactic. Pull your big girl pants up and I’ll give you the reality – you may still be scared, and if so, I don’t know what to say to you except… you’re a wimp. Just kidding! (or AM I?!?)

      It’s Labor Day weekend, most people in the rest of the country are indulging in the last bit of summer, secure in the knowledge that they won’t be super cold for several months to come, but weather reports for northern MN include the word “frost” in the forecast and we have highs in the low 50’s and lows in the low 40’s this week here in the balmy southern part of the state. It’s not going to stick – we’ll have some warmer temps but it HAS made me turn my thoughts to winter and all of the people that are moving here and are worried about what to expect. Side note- I had a weird thought about how everyone that I’ve been working with lately is from a distinctly warmer climate, and then I got a hold of myself and realized that pretty much every state is south of ours… so there’s that.

      Minnesota has some pretty extreme temperature changes – from very humid highs in the 90’s in summer to -25 (or more- I won’t scare you by giving you a number) in the winter.

      The debate rages every year at this time whether or not to turn on the heat. If you are a True Minnestotan®, you may believe that the only proper time for heat is November 1. I am NOT a True Minnesotan® – I’m a transplant, which means I have nothing to prove, so here is my take on it. I’m going to give you a list of the basics.

      1. Turn the heat on when it gets cold. You probably don’t need me to tell you this. We do a mix of heat in the morning followed by open windows later afternoon September through October. In general, I would keep this to myself to avoid scorn.
      2. You’re not too cool for long johns. Layers are your friend! Every layer creates a pocket of warm air between the next and you want that. I go way off the deep end for many people and say that if you’re outside for any length of time, wear snow pants. They are life changing. Having a full 50% of your body insulated from cold makes your whole world better.
      3. The car itself…Make sure you have a gas tank that is over 50% full and a cell phone charger in your car at all times. If you park outside and it seems like there might be “weather” – pull your wiper blades up so they don’t stick to the windshield and you can scrape. Which brings me to scraping – I lived in Atlanta for a long time and didn’t own a scraper. It’s a necessity here. Get one with a long handle and a brush because you are supposed to clear your ENTIRE CAR of snow so you don’t have it blinding drivers behind you! Don’t say I didn’t tell you.
      4. Have your car stocked… I like to keep granola bars, extra hats and gloves, a small blanket, a flashlight, and jumper cables in my car. They make little fold up shovels that come in handy if you get stuck. I also like to keep a bag of old school kitty litter in my trunk. It adds a little weight and if you need it to help you get unstuck on ice, it’s there. Minnesotans generally have an “we’re all in this together” attitude – if you do get stuck you’ll likely have someone helping push you out shortly.
      5. Beware the neighbors – you can start a really hot back and forth by shoveling someone else’s walk. My husband got a nice snow thrower a few years ago and he was really enthusiastic about using it and started clearing neighbor’s walks and drives – this cannot go unanswered! We would wake up in the morning and someone would have done a stealth shovel at our house during the night. I mean… You know what comes next. We can’t allow that kindness to go unanswered and now we have to shovel their walk at like 3am to beat them. It’s a sickness.
      6. Move your body & go outside! You’ll deal well with Minnesota winters if you don’t let them handicap you and keep you confined to your house! Most people here seem to look forward to and embrace winter. You won’t see a huge drop in outdoor activity, it just changes. People still bike ride all the way through winter they just switch to Fat Tire bikes, if you don’t know how to ice skate or ski – now is your chance! If you want something requiring far less coordination – go with snow shoeing! It’s just walking but you don’t sink into deep snow. Kids – sledding hills are MOBBED all winter. Many walking paths are cleared and maintained all winter long. It makes a huge difference in your ability to deal with short days and cold weather if you have a good attitude and don’t stay inside.
      7. Winter clothes start hitting the shelves in August… I know. You don’t have to wear them then, but I WOULD consider buying them then. Mittens are warmer than gloves. Insulated and water proof boots are really important. Things sell quickly, so don’t wait.
      8. Create a cozy atmosphere at home. We like to light candles or the fireplace by about 4:30 in the depths of winter. Everyone in my house has a favorite cozy blanket to sit under and a good pair of slippers. I also have lots of smaller lamps or lights in different parts of the house that beat back the gloom and make those spaces a draw.

      Those are my tips! I have confidence in you! You can do it!

      Why in the world would you live in Mounds View, MN?!
      Living in Minneapolis · Neighborhood Tours

      Why in the world would you live in Mounds View, MN?!

      MaryLeave a comment

      I live on the SW side of the city but have been working on the north side a LOT the past couple of months, and one of my clients just bought a home in Mounds View. Good choice! I just had to share the top 5 reasons to consider Mounds View if you are looking for a northern suburb to call home.

      The homes and lots! Um, if you want a LARGE, flat lot – this is the place. Every home I looked at in Mounds View had an incredible yard. For an area that is technically a city, and close to Minneapolis itself, the SPACE here was amazing to me! Not to mention that a lot of the city streets benefit from the shade and beauty of old growth trees, particularly huge red oaks. It really adds a gracious feel to the streets.

      The homes were primarily built in the 1960’s and 1970’s, and they are built to last! Lots of brick homes and not a lot of cookie cutter architecture. Every home has it’s own individual flavor, you won’t be searching for a way to distinguish yours from your neighbor’s when telling guests how to get there. Despite the age of the homes, they are well cared for and many had updated kitchens and baths. People that live there see the value in their neighborhoods and making sure that their home appreciates along with it.

      Schools Mounds View schools are well known for quality education and are a big draw to new families with kids. Check out their ratings on Niche.com. Schools really are the backbone of a community because good ones draw and retain people to the area and also help keep property values high. The student teacher ratio is 17 / 1. The schools rank #9/352 for best school districts in Minnesota. And Mounds View ranks high in diversity of students as well.

      Parks! the neighborhoods themselves have little community parks with play lots, tennis courts, ball fields and basketball courts.

      The park that really stood out to me as a gem is Mounds View adjacent – Long Lake Park. Long Lake is a BIG lake, which means that you can have motorized boats and jet skis on it. Many of the local lakes limit boat traffic to sails, canoes, kayaks and similar. So if you like to hot dog around on a jet ski – this would be a convenient place to play with your toys. The park is enormous, and has all of the things you’d be looking for in a park, including a beach with a lifeguard and a little cafe. Parking is free.

      I can see this being a huge draw for anyone living in the area – whether you want to use the bike paths, playgrounds, walking trails or get in the water.

      Drive Time Mounds View has easy access to freeways and is an 18 minute drive from downtown Minneapolis and only about 26 minutes to the airport! Not a bad commute!

      Affordable! The median price for a home in Mounds View is only $250,000! The median for the twin cities metro area is about $287K, so Mounds View is a STEAL. However, it’s not a secret and I have been in multiple offer situations twice in the past few weeks there, people know this a great place to live at a decent price.

      mschumann@gmail.com
      612-234-5703
      Getting a win in a seller’s market…
      Home Buying · Living in Minneapolis · Uncategorized

      Getting a win in a seller’s market…

      MaryLeave a comment

      oh my gosh… being a buyer right now is like being thrown into the Gladiator pit. It. Is TOUGH. During our team meeting the other day agents that have been at this for many many years are saying that this is the roughest market for buyers that they have EVER seen.

      I thought it was crazy last summer. And then I think everyone kind of held their breath and hoped that one “positive” of having a pandemic may be a bit more balance in the housing market. It has not happened.

      So, if you want to buy a home in the Twin Cities metro, there are things you need to know and understand up front before you innocently walk into the pit thinking you can take your time, or not be prepared, or ask for seller concessions. Just for fun I’m going to post some screen shots of a discussion we recently had on our office facebook group – a bunch of agents discussing what it’s like representing buyers right now. Hold onto your hats! Horror stories coming!

      So what is a buyer to do? Well, I am going to tell you!

      1. FINANCES. The most important thing you can do is to be pre-approved for a loan. Know what you can afford and have proof in the form of a letter that you can attach to a purchase agreement. In addition to this, know that a conventional loan with a decent downpayment or a cash offer are far more attractive to sellers than an FHA loan or another that puts requirements on the seller and indicates that credit may not be as clean as it could be.
      2. SPEED. Do not use one of the big search engines to find a home. Zillow and others are notoriously inaccurate and will not have updated info available in a timely manner. Your agent will set up a search that reflects exactly what YOU want and can set it to send the listings to you immediately. Speed is very important! If you can be the first one to see a listing (or have your agent see it and do a virtual showing as I often do) and put in your offer you are far better off than coming in to a multiple offer situation.
      3. CLEAN. Have as few contingencies as possible. What is a contingency? Well, it’s any barrier to closing the deal. If you have another home to sell, have to get approved for financing, want the home to pass an inspection, etc. Your best bet is to have your financing ready, be able to perform on the purchase of the home without needing to sell, and make your inspection contingency as light as possible. If there are contingencies related to selling a home, you MUST have a contract on that home already and a close date to add to the contract.
      4. CLOSING COSTS. the best approach is to plan to pay them and not ask for seller contribution OR ask for very little, possibly with the sale price elevated to account for it, essentially rolling them into the mortgage. The big catch here is that you’ll pay interest on them over time and the house needs to appraise for the amount you offer if you’re getting a loan.
      5. SKIN IN THE GAME. Earnest money. Here in MN we typically do 1% of the sale price as earnest money. Earnest money is your good faith deposit on a home. If you increase the size of this deposit it shows that you are more serious about the property, and some are even stipulating that all or part will be non-refundable to the buyer for a home that is particularly desirable and in multiple offers. It shows a seriousness about the offer and is a tempting carrot for the seller to know they will get at least X$.
      6. INSPECTION. Make your inspection period shorter if possible. Typical has been 10 days and I really work to still get that for my clients because I work with a lot of relocation clients and traveling to MN or arranging for inspection remedy long distance can be a challenge. That said, sellers want to have a good idea if a deal will go through or if they should take the next offer as quickly as possible so that they do not have wasted days on market without the potential to sell to someone else.
      7. INSPECTION PART II. Request only health and safety remedies. If things are functioning but not brand new, that is acceptable. No house is perfect. EVERY house has flaws, even brand spanking new ones. One of the best favors you can do for yourself is to get the inspection as early in the inspection period as possible. This is important for a couple of reasons: 1.) if the house doesn’t come near to passing inspection in your opinion, you can exit the transaction and be on to the next one as soon as possible and 2.) if you request remedies, there is time to work with the seller on it and not be forced into a corner. What I mean is that if you get an inspection on the last day of the period and require remedies (fixes), if the seller doesn’t respond to that request by the end of the period your options are to a.) accept the original agreement as written (no fixes) OR b.) cancel the agreement entirely. In this market that favors sellers 100% because they likely have another offer waiting and are fine with a cancellation.
      8. MOVE IN DATE. From a risk perspective, you always want to take possession of the home at closing. However, your best option for getting to that point is knowing what the preferred closing date is for the seller if you have any wiggle room at all. Many of them are being cast into the same pit to find a home and may need some extra time to do so, knowing their preferences up front may sweeten the deal for them because having that uncertainty may be worth more than money.
      9. *LETTER. This one can be a tipping point or make no difference whatsoever. If you write a letter to the seller telling them why you love their home and neighborhood and how you look forward to caring for it and enjoying it in the way that they have. Avoid mentioning anything to do with protected groups and focus on what you love about the house and area and what made you pick that home. Most people have some emotional attachment to their home and want to feel that they are passing it on to someone who will care for it.
      mschumann@kw.com
      612-234-5703