More Homes. Less Pressure. But Still a Seller’s Market?
If you’ve been watching the Minneapolis housing market over the past few years, you might be wondering: is this finally the shift we’ve been waiting for? In short — kind of!
Here’s what I’m seeing on the ground (and in the numbers) right now as of July 2025.
📈 Inventory Is Rising — and That Matters
We’ve seen a 31% increase in listings since the start of the year, and there are now about 7,300 active listings in the 7-county Twin Cities metro. That’s nearly 1,000 more homes than this time last year.
More homes on the market means more choices — and a little less panic — for buyers.
Almost every county is now over 2 months of housing supply:
Anoka and Ramsey Counties are still under 2 months.
Carver County is leading the pack at nearly 3 months.
📊 Quick Inventory Refresher:
0–5 months = Seller’s market
5–6 months = Balanced market
6+ months = Buyer’s market
So yes, we’re still in a seller’s market technically… but emotionally, it feels like a big relief for buyers compared to the frenzied pace of the past few years.
🧭 Buyer Experience: More Room to Breathe
If you’re coming from out of state — especially places where homes are lingering on the market or negotiation cycles are long — the Twin Cities might feel strange.
We still see multiple offers. Especially for homes that are:
Closer to the city
Priced right
In “1 out of 10” condition (mint and move-in ready)
Those homes? They’re flying. Still. But listings that need a little TLC, staging, or smart pricing? Buyers are negotiating, and sellers are making concessions.
💡 What Accepted Offers Are Looking Like Right Now
The transaction coordination team I use (Home Free TC) provided a quick market snapshot based on 47 accepted offers between July 1–11, 2025. It’s a small sample, but all from busy, high-volume agents:
15% of buyers waived inspections (that’s way down from the last few years)
21% were cash offers, 70% conventional financing
Median sale-to-list price: 100%
28% of offers included seller-paid closing costs
Only 4% used escalation clauses, and just 8% included appraisal gap coverage
Home warranties included in 11% of deals
Cancellation rate: 2%
Takeaway? The market is calmer. Strategic. Thoughtful. But good homes still move fast.
🏠 How Property Types Are Trending
🔹 Single-Family Homes:
Median price: $415,000
YOY increase: +3.8%
Median days on market: 14 (including inspection!) Most homes go under contract within the first week.
🔹 New Construction:
Median price: $595,000
YOY increase: +4.9% There’s more supply than demand here, which means more negotiating power for buyers. A great opportunity right now.
🔹 Condos:
Median price: Just over $200K
Flat pricing, and days on market are increasing. Supply > demand = slower sales.
🔹 Townhomes:
Median price: $310,000
Median days on market: 30 Townhome prices are holding steady, but longer market times are giving buyers a bit more wiggle room.
💬 So… Is It a Buyer’s Market Yet?
Not quite — but we’re headed in that direction, and it feels a whole lot better for buyers than it did even a year ago.
If you’re thinking about buying, there are real opportunities right now. If you’re selling, presentation and pricing matter more than ever — but you still hold strong ground.
🤝 Want Help Navigating This Market?
Whether you’re relocating, downsizing, upsizing, or just exploring options — I’m here to help. I’ve worked with clients all across the country and love helping people figure out whether Minnesota is their next home.
📩 Feel free to reach out — mschumann@kw.com or call / text 773-791-2015
Today, I’m diving into the top 10 public school districts in the Minneapolis-St. Paul metro area according to Niche.com. This is a crucial topic for families considering a move to the Twin Cities metro.
School choice is a very personal thing, and while these schools have ranked highly on Niche.com, it’s important to visit the schools and ask questions pertinent to YOUR child, ensuring the decision fits your family best.
Minnesota stands out in its commitment to education. In May 2023, the state passed a massive $2.2 billion funding increase for public schools. This means the total budget now exceeds $23 billion dollars, Minnesota is dedicated to providing top-notch educational opportunities. The governor has publicly stated his goal of making Minnesota a great place to raise a family.
I feel like David Letterman…
At #10! Mahtomedi Public Schools. This is a smaller district on the Northeast side of the cities with only about 3200 students in total. The student to teacher ratio is 24:1 and it ranks highly in academics. It does have a “gifted program” and AP courses are offered.
At #9 is Rosemount-Apple Valley-Eagan public schools– This school district has a higher ranking in diversity of student population, the student teacher ratio is lower according to Niche.com stating that the ratio is 17 students to 1 teacher. This is an ENORMOUS school district with a lot of schools and almost 30,000 students. It’s located south of the cities. It has just about everything due to it’s large size.
At #8 Mounds View – Mounds view has a similar student teacher ratio as R-AV-E, but a much smaller student population at just under 12,000 students. Mounds view offers special ed, AP classes and a gifted program.
#7 Lakeville Schools– Lakeville is a smaller district with about 11,500 students and a 17:1 student teacher ratio. Lakeville is a growing community, there is a lot of new construction in this area, this formerly fairly rural area is becoming quite suburban. I do have a video about Lakeville that you can check out if you’d like. I have a playlist of MANY of the suburbs in the Twin Cities so you can check those out if you’re curious about various areas.
#6 Hopkins this is a small district of only about 7,000 students and it has a great student teacher ratio at 15:1. This is a community to consider if you like a small town feel but also want to be close to the actual city. I did a video on Hopkins and I will link to it here.
#5 Orono – this is a very small school district of less than 3000 students and is in one of the wealthier areas of the metro, bordering on Lake Minnetonka in places. This district scores well on Niche for everything except diversity.
#4 Edina – This a district of 8,400 students in a close in suburb of the Metro. I have done several videos showing neighborhoods in Edina, you can find them in my playlist and I’ll link to Indian Trails which is very close to the High School. I encourage you to look at the web sites of the various districts to see what they are highlighting – Edina has a VERY large offering for a district of this size. From the school district: “Edina Public Schools offers opportunities for students to deeply explore their interests, experience real-world learning, and creatively innovate. PreK-12 STEAM, travel-based learning, language immersion, talent development, and a virtual pathway are a few of the ways we individualize learning.”
#3 Eden Prairie – Eden Prairie offers a Spanish Immersion school as one of its options and also has gifted, AP and special ed. It has about 9,000 students and they say they have a 15 to 1 student to teacher ratio. This district is in an in demand suburb on the west of side of Minneapolis. From the school district: “We believe it is our purpose to create an environment of care and support where each student is inspired every day to recognize their skills and motivations, take ownership of their learning and explore their interests and passions.” I sat in on a presentation from the Eden Prairie schools and they seem to emphasize having kids that will be prepared to make decisions about what they want to do with their lives when leaving high school. For an overview of Eden Prairie you can check out my video profile of that suburb.
#2 Minnetonka – the district serves 10,900+ students and is the most sought-after district for open enrollment in MN with nearly 3,600 nonresident students. I believe that most of these non-resident students open enroll into Perpich Center for the Arts which is a public arts focused high school in Minnetonka. (I also did a video on open enrollment!) Minnetonka offers K-12 Chinese and Spanish Immersion, K-5 computer coding, AP and IB courses, collaborative research, advanced professional studies, online learning and award-winning arts and music programs. Ninety-eight percent of seniors graduate, 90% are college-bound. I do have a video for Minnetonka, too!
#1 Wayzata—The number one school district per niche.com is Wayzata schools. I hear from a lot of parents that want to get into this district because they have a good reputation and offer programs for special ed, AP and gifted. This district is large geographically and has 8 suburbs that feed into it on the north western side of the metro. It does have about 13,000 students.
An important aspect to understand is how school funding, often tied to property taxes, affects resources. Schools in areas with higher home prices (like Wayzata) generally have more resources. However, this doesn’t mean schools not on this list aren’t great options. The Twin Cities boast many excellent public schools.
Remember, if public schools aren’t the right fit for your family, the Twin Cities also offer a robust system of private schools, including religious and independent secular schools. Choosing the right school is about finding a place where YOUR child will thrive and grow.
Thank you for joining me! I love to talk to people that meet me on YouTube or the blog so please reach out with any questions or experiences you have with these schools.
Hey there, welcome back to my neighborhood exploration series! Today, we’re diving into a vibrant neighborhood in Minneapolis: Fulton. Nestled in the southwest part of the city, Fulton is an eclectic mix of urban convenience and historic home charm. Let me show you why this area is an absolute gem.
Click to see a video tour of the area!
Picture this: tree-lined streets, cozy sidewalks, and a thriving community vibe. Fulton boasts a prime location, bordered by 47th and 54th streets to the north and south, France Ave to the west, and Penn Ave to the east.
Easy Commutes!
And let’s talk about accessibility. Need to zip downtown? A mere 10-15 minute journey. Airport dash? You’re just around 20 minutes away from Terminal 1.
Where is Fulton?
Fulton is on the SW side of Minneapolis – you can see the airport on the south east corner of the city boundary.Prime location for pretty views and enjoying one of the best things about Minneapolis – all of the greenspace! + shopping, restaurants etc that are easy to get to on foot, bike, car or public transit.
The one negative… PLANES
Sure, there’s the occasional flight path over Lake Harriet…
😉
Trust me, the community here has adapted like pros, and it doesn’t dent the allure of this neighborhood one bit. But what makes this neighborhood truly special isn’t just its boundaries; it’s what’s within them.
Amenities
From Red Cow and Broders Pasta Bar to the charming antique shops and coffee spots at Xerxes Ave and 50th, Fulton is a hub for foodies and explorers alike. You’ll find yourself surrounded by all the amenities city dwellers crave, without sacrificing that cozy, welcoming atmosphere. Fulton is on the Minneapolis side of the 50th and France shopping and dining area. This is a sweet little hub that is perfect for hitting local shops, cozy restaurants or taking advantage of the newly renovated Edina Theater.
Now, let’s talk about the crown jewel of Fulton—Lake Harriet. This picturesque spot isn’t just a lake; it’s a community hub. Whether you’re riding the Grand Rounds 51-mile bike and walking path, attending festivals year-round, or enjoying lakeside dining at Bread and Pickle, there’s something magical about this place that draws people in.
But wait, there’s more! Beyond Lake Harriet, Fulton offers easy access to Minnehaha Creek and its scenic trails. Imagine biking or walking along a gurgling creek (or I’ll often see kids floating down the creek on inner tubes in summer!), it’s a lush greenspace connecting to Minnehaha Falls and West River Road, bordering the mighty Mississippi. As you make your way along this trail, you can feast on some eye candy of beautiful and gracious old homes lining the parkway.
Homes
Now, let’s talk homes. Fulton has a diverse range, from historic early 1900s residences to modern constructions. Whether you prefer a cozy vintage abode or a newly-built dream home, there’s something here for everyone. Prices vary, ranging from $475,000 to $1.4 million, reflecting the neighborhood’s diversity. If any were to come on the market by the lake you’d be paying over $2M. Fair warning.
Brain food
For bookworms, rejoice! Independent bookstores like Comma Books and the whimsical Wild Rumpus children’s store await nearby in the Linden Hills neighborhood. Plus, a stunning branch of the Hennepin County Library is just a stone’s throw away.
Schools
And for families, Fulton’s got you covered. Children will attend Lake Harriet Lower School, Anthony Middle and Southwest High School or a magnet school of their choice. educational options are plentiful.
Pershing Park is located within Fulton and with its sports fields, playgrounds, and wading pool—it’s a kid’s paradise!
So, whether you’re captivated by the serene beauty of Lake Harriet, the bustling local scene, or the fantastic housing options, Fulton offers an inviting blend of city living and community warmth.
I’m going to touch the third rail and discuss politics. Brace yourselves. I think it’s like ignoring the elephant in the room to not talk about this when discussing why people move to, or away from, MN so I’m going to give you an overview of recent laws and public policy moves here that will attract some people to the state and undoubtedly repel others.
What made me decide to write this:
I recently saw TWO reddit threads – one for Minneapolis and one for Minnesota and BOTH were posts asking about moving to Minnesota or the Twin Cities because of the political climate where the people that posted live at the moment (in this case Tennessee and Arkansas) making them feel unsafe or not accepted.
This struck a chord with me because I regularly help people move to Minnesota from the south (nearly everything is south of Minnesota) and I know that people move for all sorts of reasons – jobs (we have a GREAT economy here), the environment (we are on the globe so we do have our share of problems associated with Global warming, but they generally don’t include water shortages or wild fires).
***If YOU want to move to MN, I have a free relocation guide that you can download HERE. I encourage you to reach out with questions or check out my YouTube channel where I do videos of different areas etc. ***
Also (this will shock some of you!) but many people enjoy winter and snow sports and a lot of people love having 4 distinct seasons even though spring lasts about 2 weeks and also like a very outdoorsy lifestyle. We also enjoy having working power grids in all sorts of weather (sorry Texas, and apparently California as some have said in response to my video).
I had to laugh because a lot of people were quite enraged at this idea – stating that the fastest growing states are Texas and Florida. Guess what? BOTH THINGS CAN BE TRUE AT THE SAME TIME. People move here and people also move away from here.
The news is filled with one story after another about other states regulating things that we have taken for granted and pouring fuel on the fire of social issues. Some states have taken actions in one direction and MN has decidedly gone on the opposite path for many of these issues.
Is every Minnesotan a Democrat?
MN has a reputation as a progressive state, and MN typically goes for the Democrat in the presidential election, but we often have Republican governors OR one of our state houses controlled by the Republican party, so the idea that EVERYONE here is a liberal is very much incorrect. However, our Governor now has a one member majority in the MN Senate now and that means that a lot of DFL (Democrat / Farmer / Labor) party priorities are getting codified. Minnesota also has a reputation as a very homogenous state compared to others however, the new crop of lawmakers brought a series of firsts at the Capitol: including the first time both chambers are set to be led by women, the first person of color elected president of the Senate, the largest group of people of color to serve in the Legislature (35 of 201), 11 lawmakers who identify as LGBTQ and a record number of female lawmakers.
Women’s Health Policies
With the Supreme Court overturning Roe V Wade, MN has taken an extra step in reaffirming their commitment to protecting women’s healthcare choices. The right to abortion has been reviewed by the MN State Supreme Court and found to be constitutional, in addition to this the PRO Act was passed in early 2023 to make sure that the right to reproductive health care is protected. The bill goes a step further than current law in protecting access to birth control, sterilization and family planning help. It would prohibit local governments from imposing additional restrictions on reproductive health care.
In addition, The Minnesota House recently passed a bill that would shield women who travel to the state for abortions, as well as their nurses and doctors. It still needs approval from the state Senate and the signature of Gov. Tim Walz to become law. The bill prohibits Minnesota judges from issuing warrants and law enforcement from making arrests of people charged with crimes in other state’s for accessing reproductive health care in Minnesota. The governor may not extradite a person charged with a crime involving reproductive health care, either.
LGBTQIA rights:
Same sex marriage is codified into law not just at the federal level, but also at the state level here in MN. In addition, Gov. Tim Walz signed an executive order protecting the rights of LGBTQ people from Minnesota and other states to receive gender affirming health care, as he slammed the tide of other states rolling back transgender rights.
“We want every Minnesotan to grow up feeling safe, valued, protected, celebrated, and free to exist as their authentic versions of themselves,” Walz said. “Protecting and supporting access to gender affirming health care is essential to being a welcoming and supportive state.” A separate bill banning so-called conversion therapy for LGBTQ children and vulnerable adults won approval in the Minnesota House last month and is awaiting a floor vote in the Senate and the MN house just passed a “Trans Refuge” bill which will move on to the Senate and the Governor. “The law would make it so that people who live in states who have banned or restricted gender-affirming care can come to Minnesota to access that care and be protected from the laws that govern their home states,” bill sponsor Finke said.
Education / budget surplus
Minnesota has a budget surplus of $17.8 BILLION dollars. The governor put forward their budget months ahead of schedule and details still need to be refined, but his budget proposal would fund increases to schools, housing initiatives and tax relief.
They propose $3 billion more toward pre-K through 12 public schools and college aid, as well as another $1 billion for housing initiatives.
They have earmarked $3 billion for tax cuts that they said could include direct rebate checks, tax credits, property tax relief and increases to local government aid. The targets also include nearly $670 million to launch a paid family and medical leave program, which would be fueled by a new payroll tax once it is off the ground.
Minnesota Democrats successfully passed a bill for a carbon-free electric grid by 2040, directing a speedy energy transition in at least one sector of the state’s economy.
THC Gummies are currently legal and we are seeing THC laced beers and seltzers as well.
There is a proposed legalized recreational marijuana, supported by the governor who also references millions of dollars in tax revenues from the legalization of recreational marijuana.
Medical marijuana is currently legal in Minnesota.
Anti-discrimmination
The Crown Act was passed and signed into law and provides further racial protections under the MN Human Rights Act by prohibiting discrimination based on natural hair or braids.
Minnesota is a welcoming state. Not everyone has the same opinions on every issue, not everyone agrees with the policies that the governor and the legislature are working on now, but Minnesota does seek to distinguish itself from its neighbors. We are surrounded by states with the opposite philosophy about the role of government in people’s lives, and there needs to be room for everyone. If you’re thinking about making a move, let me know how I can help. I have helped a lot of people relocate from out of state, I am certain that some would be willing to have a conversation about their personal experiences with moving here.
I specialize in helping people relocate to MN from other parts of the United States and the world thanks to people finding me on my YouTube channel. It’s a niche that I love to serve, people are choosing Minnesota and I love to welcome them here.
I know that this can be a difficult thing to do – uprooting your life to make a change to a completely different everything! The climate, the people, the way that Minnesotans live – which is very much OUTDOORS. Many people make the choice for that very reason. One of the other themes that I hear often is affordability and high quality of life.
If you’re curious about the perspective of this couple, what things felt like challenges, how they overcame those, what made them choose MN, what surprised them when they got here and what they have enjoyed so far, you’ll probably enjoy this video!
If this is a move you are considering making and you have questions please don’t hesitate to ask! It’s what I do day in and day out. 🙂
Need access to the cities but want a small town feel, White Bear Lake has it! I love where I live but every single time I go to White Bear Lake I want to move there! This suburb of Saint Paul just has a good feel to it – from the historic downtown to the lake and parks. If you’re looking for a walkable lifestyle this should be on your list of places you consider! Watch the video below to see what I mean – lots of footage of the downtown and the homes.
White Bear Lake sits north of St Paul (so if you’re not from around here that’s the east side of Minneapolis St. Paul), if you work in downtown Saint Paul you’re about a 15 minute commute or to downtown Minneapolis it’s about 25 minutes. Getting to the airport will take a little longer because it’s on the opposite side of the city, but if you’re only heading there periodically it shouldn’t be a problem, it’s less than 30 minutes in decent traffic.
Downtown White Bear Lake drips CHARM from top to bottom. Most of the homes in the downtown area have a historic look and feel, but are well maintained. As you move out away from that central downtown area homes get a little newer but this is not the place to look if you want new build / subdivision feel. WBL was an old resort town and escape from the city and the rail line still runs right up to it, it retains that feeling of a lakeside vacation area today. The old downtown has a ton of options for restaurants, pubs, bakeries, shops and other services like salons or day spas. The library is downtown as well, it’s a busy bright and modern space that is part of the Ramsey County Library System.
In the summer and fall, Grab your morning coffee and a muffin from one of the bakeries and then enjoy the community and seeing your neighbors while you shop for locally produced eggs, honey, fruits and vegetables at the farmers market held in downtown every Friday morning from June through October.
For a small town white bear lake has a pretty big focus on the arts and you can take classes or take in a show at the White Bear Center for the Arts, The Player’s Theater or the Children’s Performing Arts.
HOUSING
Home prices in WBL range from the mid-$200’s for a townhouse to $1.2M for a new construction lake front home. If you want to live directly on the lake, prices are consistently over $1M, but you can find something more moderately priced with lake front access.
Currently White Bear Lake has a tighter sellers market than the metro area as a whole – they are sitting at only .7 months of inventory whereas the twin cities is a little over a month on average.
Schools
White Bear Lake Area Schools are the big cahuna in this part of the metro they serve all or parts of Birchwood, Gem Lake, Hugo, Lino Lakes, Little Canada, Maplewood, North Oaks, Vadnais Heights, White Bear Lake and White Bear Township.There are a lot of schools in the district, so do your research and see which one will work best for your kids. You can look at sites like Great Schools or Niche.com, but schools welcome visitors that want to tour and get questions answered before making a decision.
Parks
White bear lake is home to 24 parks including access to docks at the lake, a disc golf course, and access to Bald Eagle-Otter Lakes Park which is one of 4 Ramsey County regional parks. This park has a playground, boat launch, fishing pier, access to the Tamarack Nature Center and an off-leash dog area. If you’re looking for swimming, White Bear Lake County park has a swimming beach, this park is located just north of the downtown area.
A city in Minnesota couldn’t hold up it’s head if they didn’t have an ice arena – White Bear Lake is home to the Sports Center Ice Arena where you can participate in or watch the state sport of MN – ice hockey – or for those without the urge to body check someone simply some ice skating. You don’t have to be a member to use the ice here, it’s pay as you go!
Hey – if you have questions about anything real estate or living in the Twin Cities related, let me know! I’m happy to help!
A lot of people say that they choose to move to Minneapolis because it’s a nice sized city with an affordable cost of living. Most of the people that I work with are moving to Minnesota from out of state and are often coming from more expensive parts of the country. But not everyone is! Today I want to take a look at the cost of living in the Twin Cities and how it compares to some other areas that I see people coming from as well as other cities in the Midwest.
How is Cost of Living determined?
“Cost of living” is a term used by economists and it’s actually an INDEX, so every place in the US is compared to the national average, which is considered 100%. If a city has a cost of living lower than the national average, it will be expressed as some percentage less than 100 and a higher than the national average cost of living will be a number that expresses HOW MUCH higher than the national average it is as in 100+ x%.
Cost of living in Minneapolis
The magic number for Minneapolis is close to 103% of the national average. This index is broken down into segments like housing, transportation, food, and entertainment and then the number given is the one that consolidates all of these.
Having a cost of living index of 103% of the national average is really a comforting number if you’re looking for an affordable city! I’m going to give you the current COL #’s for other cities in the US as well as cities specifically in the Midwest so you can see how we stack up. Remember that this is looking at ALL areas of the country and typically urban areas are much more expensive.
Housing is the most expensive part of nearly everyone’s budget. Minneapolis is at 117% of the national average. If you’ve ever seen one of my market update videos you’ll understand what drives that, but its a combination of low housing supply, low interest rates and a big bubble of first time buyers that are hitting the market right now.
Food
Here in Minneapolis we are right near the national average for food pricing, sitting at 101% of the national average.
info from Numbeo 2/6/22
Transportation
For transportation costs, Minneapolis sits higher than the national average at 108%. This includes an average of cost of gasoline, car insurance and maintenance expenses, and mass transit fare for the area. I was a little surprised by this one because I just returned from a trip to NE Ohio and gas prices were consistently higher than what I have paid in MN everywhere east of us. According to AAA, auto fuel prices in MN are LOWER than the national average.
Healthcare is at a wonderful 75% of the national average! The past couple of years have shown us all how important this piece is for everyone, and not only are our costs lower here, but we also have access to some of the best healthcare in the world with the Mayo Clinic being located within easy driving distance of Minneapolis and many high quality hospital systems within the twin cities area itself.
Miscellaneous costs come in at 108% these include those goods and services not included in the other cost of living categories, including clothing, restaurants, repairs, entertainment, and other services.
Compared to other large metros across the US
If we compare Minneapolis to large metro areas like New York, San Diego, or Chicago we see that, no surprise, it’s more affordable here.
Housing in NYC is 441% HIGHER than Minneapolis, and cost of living there is 141% higher, San Diego is 35% higher overall with housing 110% higher, and Chicago – where I came from – is 15% higher overall but housing in particular is 54% higher than Minneapolis.
Housing is the biggest driver of whether an area is affordable or not – we all need a roof over our heads!
Coming from Texas
I see a lot of people coming to Minneapolis from Texas, most commonly the Austin area, but definitely from all over and Austin is actually coming in at 4% less expensive than Minneapolis. Rents are higher in Austin, but median price to purchase a home is slightly lower there.
Other Midwestern Cities
Looking closer to home, at smaller cities in the Midwest, Madison WI is actually MORE expensive to live in than Minneapolis – housing is 8% higher, food 3% more expensive and healthcare a whopping 19% more expensive.
Minnesotans will definitely question why anyone would pay MORE to live in Wisconsin. I mean. It just doesn’t make sense.
Milwaukee WI (if you love your Pabst!) is the bargain area with overall costs being 2% less, but still getting you where it hurts if you need to go to the dr.
Bargain Cities of the Midwest
Saint Louis has a 17% lower cost of living index than Minneapolis. Everything from housing, transportation, entertainment is lower – they do come in slightly higher on food and Des Moines Iowa is also a bargain, coming in with a lower cost of living on every metric and the net saving is 24%!
If you have questions about living in or moving to Minneapolis or the twin cities reach out! I’m happy to help! If you’re curious about different neighborhoods or suburbs, check out my playlist on my YouTube channel where I talk about exactly that!
