My last post & video about this were pretty well received, so even though numbers aren’t flashy, I’m going to try to make this a monthly feature as we navigate through this crazy market. This post has some good little nuggets in it if you’re in certain segments of the market, so stick with me.
There is an obvious lag in the data because we need to look after homes close and that shows up in the MLS, but I do get some data relatively quickly thanks to Minnesota Transaction Coordinators, a company that helps many of us with processing our transactions.
Let’s start there with their analysis of terms that they see in contracts.
Inspections
In the past couple of months we’ve seen quite a few buyers deciding to waive the inspection in order to release one more contingency ahead of everyone else. By “a lot” I mean 38% of buyers were waiving inspection in the first 2.5 weeks of the month, but when they looked at the first through the 26th the rate went to 31%. That means that enough people have STOPPED waiving them to lower this percentage by 7%. Buyers are insisting on protecting themselves and sellers are acquiescing to that.
Offer acceptance rates
Even better, offer acceptance has gone from 31% for the month last week, to 39% for the month over all as of the 26th. YAY!!!! Sellers are accepting offers! I represent a lot of buyers and it has just been TOUGH. So this is great news.
Homes listed on the open market vs witheld
In an office as large as mine, we often hold listings off market and only market to agents within the office. This shrinks the pool of who looks at the house which is desirable for a lot of reasons – from Covid, to privacy, to simply wanting to not have to deal with the preparation and hassle of selling on the open market. Sellers can name their terms and if another agent has a buyer that can meet those, there is a happy meeting of the minds without all of the associated prep work, exposure, etc and everyone feels satisfied. The number of sales that they have worked on in this status is down to 5.6%. This is good because more homes are hitting the market than have been.
Percentage of list price received
Current purchase price to list price ratio is “down to” 104% from 105% last week. It has been hovering between 103% and 105% in the past couple of months. It’s good to have that number in mind, even though it’s not a fixed price, it’s an idea of what you should think about when offering on a property that has a lot of interest. Price is not the entirety of a an offer, there are a lot of other terms that need to be in line as well, but this is good info for this metric.
Seller paid closing costs
26% of deals include some seller paid closing costs. I have to assume in this market that the offer price was increased to account for these, but I like that we are seeing it because it means sellers are accepting these terms.
Forms of financing
76% of loans are conventional (you do NOT need 20% down for a conventional loan! These are viewed as more favorable and if you can get a conventional loan it’s one more check mark on the list of terms).
FHA loans represent 10% of the offers, CASH 10%, and VA & USDA loans are at 4%.
Traditionally, inventory really increases around this time of year (inventory = homes being listed and available for sale). We currently have less than HALF of the listings we had 6 months ago.
Good news for downtown condo buyers!
Downtown condos are in a balanced market right now! If you are looking for a condo in the central city including neighborhoods like Loring Park, Downtown, University, Dinkytown, Elliot Park etc… now is the time. We believe that this is caused by the pandemic and people wanting to live in less dense housing + fewer people needing to be downtown for work, but don’t expect it to last with the speedy rollout of vaccine and life returning to somewhat new normal.
Days on Market are up to 41 (only from 38), but these are the kinds of indicators that let buyers know that they will not likely have to pay more than list, that sellers will be willing to negotiate because they know you can find another condo to buy and someone will play ball with you.
So that is what is happening! Sellers are still mostly in control of things, but if you’re a downtown condo buyer you’re in the sweet spot!
If you’re thinking about moving to Minnesota, there are probably some things that you don’t even realize you need to know. I’m here to help. 🙂
Minnesota Liquor Laws
I moved here from Chicago, and I think the motto there was something like “keep everyone drunk so they don’t notice the high taxes”. There were very few constraints on when or where you could buy alcohol. I was so confused when I couldn’t buy beer on Sunday here – AT ALL.
Here in Minnesota, you won’t be seeing people crawl home after being at the bar til 4am like you might in Wrigleyville. Liquor can be served here Monday – Saturday 8am-2am, and on Sunday, they hope you hit the 8 am service before you hit the bar between 10am and 2am. In 2017 the Minnesota legislature finally came to their senses and decided that adults should be allowed to decide for themselves if they wanted to buy Devil juice on Sunday and allowed Sunday liquor store sales.
They aren’t going to make it convenient for you though! You will not be grabbing a bottle of wine to have with dinner while you’re at the grocery store. NOPE! You need to go to an actual liquor store to buy your beverage. There are a lot of them, and they do tend to locate close to grocery stores, but it still annoys me. Hot recommendation for one of the best liquor stores I’ve seen- if you are in SW Minneapolis and want a great selection of micro-brews, craft alcohols, and wine stop into South Lyndale Liquors. The people there are super helpful and the variety is just amazing.
Taxes
Everyone’s favorite word! And top of mind for me as we get close to April 15. I feel like I just did my taxes thanks to the extension that we were given last year.
Sales Tax I’m not really much of a shopper (if you meet me you’ll notice my meager wardrobe), but even I had heard about the magic that is shopping for clothing in Minnesota! No sales tax on clothing here – the price is the price! Other items not subject to tax are groceries, prescriptions, and diapers. Everything else has a sales tax of 6.875%, but counties and municipalities may add taxes of their own. Harkening back to Chicago, it was about a 10% premium to buy a burrito after you had your beer in Chicago. (Can you feel the indigestion?)
Property Tax OK, I will continue to compare MN (favorably) to IL here. When we moved here people would frequently make complaints about property taxes. We were confused since the homes we were looking at were like twice the size and half the taxes. Lake County IL has an effective tax rate of about 2.83%, Hennepin county MN is at 1.28%, so you can see why we were thrilled! For a $300,000 home that’s a BIG difference! $8,490 year vs $3,840. The median home price in the Twin Cities metro area is about $309,000.
Let’s look at it regionally and at a state level. Here is a grid of how we compare to our immediate neighbors. We look pretty good!
State
Rate
Minnesota
1.08%
National Average
1.07%
North Dakota
.99%
South Dakota
1.22%
Iowa
1.53%
Wisconsin
1.68%
Vehicle Tax Sales taxes are applied when you purchase major items like cars. But the tax I’m thinking of here is the vehicle registration tax – when you get new tags each year in MN the least amount you will pay is $44. The minimum charge is $25 + other fees for cars over the age of 11. MN takes the MSRP of the car and reduces it by 10% each year to determine the tax for tax renewal, so if you buy an expensive car you’ll expect to pay a bit for tags as well.
Airports!
Minnesota actually has FOUR international airports! Ranked by size they are:
Minneapolis/ St. Paul Airport in the Twin Cities. This airport is enormous. Nearly 40,000,000 people fly into or out of MSP every year, which is over 400,000 flights! 87,000 people are employed in some way through MSP. 11 major airlines fly into MSP, Delta, American, and United have major presences in Terminal 1, and Terminal 2 is largely dominated by Southwest.
If you have kids, there is a fun drive-up viewing area to watch planes take off and land, it has parking and picnic tables and can be an entertaining lunch time activity with (or without) kids.
Duluth International Airport Delta, United and Sun Country Airlines fly into and out of Duluth. If you fly out of or into Duluth, you’ll most likely be connecting in Detroit, Minneapolis or Chicago.
Greater Rochester International Airport United, Delta, American, Southwest, and JetBlue are major carriers that serve this airport. They have MANY flights in and out every day. I imagine that this airport exists in support of the world renowned Mayo Clinic.
Finally, the International Falls International Airport. International Falls is a smaller city and they have an international airport because they border directly with our neighbor to the north. They have daily connecting flights to MSP airport on Delta Airlines. I’m charmed by the fact that the web site touts that the airport has vending machines. It’s a small airport, but critical to that region of the state. I am a fan of small airports, because the hassle level is so much smaller, you’re treated like a person not a herd animal.
Gardening
This was a tough one for me, even coming from a northern state like Illinois. I love flowers and like to have home grown tomatoes. The lower third of Minnesota falls into zone 4a for gardening. We don’t plant anything til after the threat of last frost which is Mothers Day. That can feel like an eternal wait at times. So plan on controlling the urge to plant until middle to late May and know that mid September to early October is likely the latest that you can plan to see tender annuals survive.
If you decide to plant perennials, I would recommend that you be extra cautious and select a hardiness to zone 3. If you like home grown vegetables, and you’re thinking of things like tomatoes and peppers, plan to either start them inside or buy plants that have had a head start so they have time to produce for you before the frost. Of course, cool weather crops have a really happy life here – cabbage, hardy greens like kale and swiss chard do well. I’ve also had great success with herbs, even planted from seed.
I’ve said it before, but one of the things that I truly love about Minnesota is that there are four TRUE seasons here! I love them all, but I’m usually ready for the next one when the time comes. The seasons are pretty prompt and take their place right on schedule every 3 months (even though sometimes a season can seem eternal – like a really harsh winter that doesn’t want to quit).
One thing to know is that while MN has a reputation for cold, don’t be surprised in summer when it gets HOT and humid. Spring turns to summer like someone flipped a switch. We have a pretty good stretch of days in the summer that are in the high 80’s and low 90’s. You may not need your AC ALL summer, but there are days when you’ll be very grateful to have it.
Natural Disasters
Sticking with the weather theme, what should you be prepared for? Other areas of the country have things that they are known for – California wild fires, hurricanes on the coast, but these aren’t concerns here.
Things that we worry about (and maybe hope for depending on how old your roof is) are hail storms, severe thunderstorms and tornados. I, personally, want to have a basement to hide in when tornado season is in full swing, and most homes here have them. If you don’t have a basement, head to an interior room without windows if possible. A bathroom with tiled walls work, get into the tub, and if you have a mattress of something that you can put over your heads to protect your head, even better.
In Minneapolis and much of Minnesota, we test our tornado sirens every month on the first Wednesday. This day is my dogs’s worst nightmare and it happens regularly. You should be aware of what day it is and know that we never actually have tornados at 1pm on the first Wednesday of the month. Or at least we hope not, because no one gets alarmed at that particular alarm.
Two sides of the same natural disaster coin are flood and drought. There isn’t much you can do about a drought, but knowing if you’re buying in a flood plain can be very helpful when you’re looking at property and knowing if you need to have flood insurance or not. Our multiple listing service gives us the flood status of lots, but if you’d like to check yourself you can go to the FEMA website and take a look.
Roads
Unlike South Dakota which basically has a sign at the border saying that the speed limit is 80, and don’t let us catch you exceeding that or you’re in deep doodoo, Minnesota has lots of different rules about how fast you can go and when.
On rural interstates, the speed limit is 70 MPH, urban expressways and interstates it drops to 65. Other main highways are at 55mph, and when you enter an urban area you can plan on the speed limit being 30. Unless you’re on a neighborhood street in Minneapolis in which case you better know that it’s 20.
We have a lot of potholes here because of the changing weather conditions and you should keep an eye out for them unless you don’t mind getting a flat or having your teeth come down hard on your tongue. People joke about there being 2 seasons, winter and road construction, but there is really only one season – road construction.
We thought moving here would mean moving to a place that had a good handle on snow removal, but I’ve found that it varies widely. In the city of St. Paul it can feel like every man for himself. Suburbs and outer areas handled by the state tend to do a better job clearing with plows and salt or a salt/grit combo. I’m writing this in peak grit season as the snow has melted and it leaves behind the grit. LOTS OF GRIT. It’s unavoidable and annoying, but I appreciate the traction in winter. Hot tip – get an all wheel drive car that has some weight to it and you’ll probably be ok driving on our roads. 😉
Staying warm (or cool)
I’ve been in other parts of the country that seem to rely on electricity to provide heat, but here in Minnesota we primarily use natural gas and forced air furnaces. If you have a forced air furnace you’re also likely to have, or be able to easily install, central air conditioning.
Older homes use radiant heat, either through baseboard radiators, radiant floor heat or the traditional style cast iron radiators that you may have seen. I’m a fan because it’s a constant warm heat rather than a blower clicking on and off all the time, but there are downsides. No ductwork available for the AC, and the air may get very dry in your home.
If you do have radiant heat and still want AC your choices are the old school window units or you can have an attic condenser unit and they will put round ducts in the ceiling for it, or what is called a “mini split” that is kind of a rectangle shaped AC unit installed on the wall. Retrofitting an old home for AC can be a little pricey and it’s important to think about that when you’re considering how you like to live in a home.
Many people in Minnesota have wood stoves in their homes – we have one! They are a nice addition for mood and heat, but it’s totally an extra that we enjoy, not the way we heat our house. The beauty of a wood stove is that the heat stays in the home, and they are made of cast iron which retains and radiates the heat, so you get that glow and warmth without the heat loss that you can have with a regular fireplace.
What else are you curious about? How does this seem different from where you live now?
I’ve been thinking about this topic for a couple of reasons – the first is that I wonder if my enthusiasm for Minnesota leads to blinders about things that people may not like? And the other is me thinking about times when I have lived in other places and have just felt slightly “off”. I was OK there, but it really didn’t feel like MY place. So here are some things to think about before you make the leap!
Weather
It is no secret that Minnesota gets cold. It’s kind of our claim to fame. It’s also a topic that I sometimes hear talked about with some level of fear or worry. I suppose that is as valid of a feeling as any other, but in my experience if you look it in the face and just know that “hey – that’s a big part of living here” and prepare yourself, you’re a step ahead.
Figure out how you can make it work for you. Learn a new winter sport, decide that you like puffy, down-filled fashion statements, and, if you REALLY don’t like being outside (which I think is unfortunate – Minnesota is really beautiful, even in winter! It’s just not “glamorous” beautiful. And to me – that is a bonus!) anyway – if you REALLY don’t like being outside, then you’ll need to figure out ways that you can be happy by being inside. Finding a place to walk indoors, join a gym, find an indoor sports league – there are a lot of them for adults including fun games that aren’t insane (hi hockey! looking at you!) like pickleball.
Yes! I know I’m writing this during a pandemic and this is all limited right now, but hope in the form of a vaccine is on it’s way! Another side note that I hope looks super quaint super quick is that our state vaccinated more than 40,000 people in one day yesterday and numbers are going up quickly, so hopefully we can put this behind us.
The other thing that I have (easily) embraced in winter is seeking the cozy. We like to build a fire in the wood stove in the evening, light candles, have warm drinks – anything that gives you that cozy feeling at home. It can be hard to go out when it gets dark early in winter, but if you’re a person that likes and needs to be around a lot of people (when this is over) make sure you get that cozy feeling from the inside of a bar or restaurant.
If your brain is giving an existential scream at the thought of several months of cold… Minnesota may not be the right place for you.
Landscape
lots of the left side in the west, lots of the right in the north
LAKES everywhere, WATER everywhere
If you need to see mountains or rolling hills, this may not be the place for you. It’s not exactly flat, but the south & western side of the state is nearly flat. It’s farm land for the most part and that part of the state is bordering on the beginning of the Great Plains. The south and eastern side is more rolling as it is part of the “kettle moraine” area where the glaciers receded and left “puddles”. One of the towns I want to profile because I’m a little in love with what I’ve seen online (haven’t been there myself yet!) is Lanesboro, MN. Charming small town on a river, there are bluffs and lots of trees and interesting terrain.
The area that is probably most well known outside the city is the “north shore”. This is some wild country bordering Lake Superior and Canada in what we call the “arrowhead” of the state. Lots of dense forests, and not a lot of people once you’re outside of Duluth. Some of the towns up that way cater to people going out on the Boundary Waters. The northern part of the state has a lot of lakes and that is where people head on the weekends here, “up nort”.
*I* think the landscape is pretty, but I know people that have said they just feel too exposed without a lot of hills. To which I say – seek a home elsewhere where you can be happy!
Color
Lake Superior on the right … Split Rock Lighthouse
You have to be able to appreciate a more stark type of beauty to like living in MN – at least in the winter.
MN loses a lot of it’s color in winter too – it goes from very vibrantly colored deep green to fairly monochromatic. Winter makes me think in white, dark purples, violet and bright cold blue. Many times it’s also gray. We can go days in a row without a lot of sun, but plenty of clouds. You have to know that you’ll have those days. The silver lining to it is that clouds hold in the heat, so if you have a cloudy day, you’re likely having a warmer day! Every time I think of the phrase “bright side of life” I get Monty Python stuck in my head. Do yourself a favor and listen to that! 😉
Light
4:30 in winter…
We are a northern people. With that comes the tilt of the earth on its axis and the slant away from the sun in the winter. In December when we hit the winter solstice the sun sets around 4:45 and it doesn’t rise again til nearly 8. It’s a long period of darkness. Some people HATE that. I sleep well during winter, so I’m in favor. The flip side is that we get ridiculously long days in the sweet time of summer – the sun is up early around 5:30 and sets after 9:30 at night. So much time to be outdoors and enjoying the weather. And Minnesotans take advantage – we know what is coming and don’t waste summer and that beautiful light.
Some people that live here (and love it) still need to spend some time in front of a “happy light” during winter mornings as they have their coffee. I’m basically a mole and don’t mind the dim of winter. You need to think about how you react to that type of environment. A colleague here heads to Mexico in the beginning of December and stays through May – he needs the sun but wants to be back here in summer.
Progressive politics
OK – I normally stay faaaar away from this topic, but hey, it is what it is and I’m just giving you information that you can take or leave. Minnesota has a reputation for being a “blue” state. Our current governor is a Democrat. The metro areas lean progressive- Minneapolis, St. Paul, and Duluth.
As you move out across the suburbs the first rings are bluer than the exurbs and when you’re in rural MN, you are likely to be in some fairly solid red country. This is really no different than any other state if you look at demographics, but if you’re thinking of moving here to be in a blue bubble – well, that’s a stereotype and you’ll have to choose your home wisely.
Likewise, if you’re not feeling the progressive vibe, you are not alone, your people just tend to congregate in areas that are not as densely populated and I’m sure you’re not surprised by this news. Because MOST of the population of the state resides in the metro areas, and most of the people are progressives, you’ll likely also see policies that follow, but we do have loyal opposition in the form of a Republican controlled state Senate and that leads to a more balanced set of policies.
“Minnesota Nice”
I’m sarcastic and an introvert so people here don’t faze me, but you need to know that while people are “nice” they are also passive aggressive. That can be annoying if you let it. I don’t let it. I’m also going to add that sometimes there is a sense that MN has a lock on this attitude/behavior – NOPE. I lived in Atlanta. Land of “bless your heart” (“you idiot” = implied). I also did not find the famously hospitable south to be any more hospitable than any other place I’ve lived. People are people. You have to do the work when you’re new, it’s just a fact. That means you have to JOIN things and INVITE people to do stuff if you want to have friends outside of your house. I don’t think people are any more or less likely to knock on your door here and golly-gee you. Although I will say that when we moved here TWO of our neighbors dropped off food and offered a welcome. That IS two more than have ever done that anywhere else I’ve lived, so maybe it is nicer here?
Housing prices are high
It is not cheap to get into a home here. I don’t know if I’m the only one that was shocked by that information when I moved here, or not. Things are not easing at all, in fact they are getting worse as more buyers enter the market and the number of listings can’t meet the demand. People are staying in their homes longer, and here at least, people are reluctant to list until they have found a new place to live because the market is so tight that their home will be gone in a hurry and they may not find what they want from what is available. Add to all of that extremely low interest rates and people spending way too much time inside and you have demand that is insane. (If you’re thinking of listing – let me know lol! Not joking!) If you’ve ever taken a basic economics class you know that high demand + low supply = high prices.
I’m struggling to come up with anything else. I’m sure someone can help, ha ha! Comment below if you have a reason to stay the heck out of MN.
I had a request from someone on my YouTube channel to do an overview of Otsego. I admit, that isn’t anywhere near the top of the pile for places that people have asked to see so I haven’t spent much time there. As with all of these neighborhood profiles, I learned a lot about what is out that way and some of it made me pretty happy! This is going to be the beginning of a series where I look at smaller towns an exurbs of Minneapolis – I have some video footage ready for Excelsior as well as Northfield and I’m looking forward to both of those as well.
shopping pins where you’ll see stores
The map give a sense of where Otsego & Elk River are – far NW of Minneapolis. It’s definitely what I would consider a 3rd ring suburb / exurb.
What surprised me most was that Elk River is actually the larger hub of economic activity! This is why it’s important to see things in person! Otsego itself is fairly rural with a lot of subdivisions “planted” on farm lands and still a lot of farm surrounding the neighborhoods. If you want a newer home but in a rural environment you may like it in Otsego.
Elk River has a charming and BUSY little downtown area that is right on the Mississippi River. The primary reason I headed that way after looking at Otsego was that I like to show the public library and any other city services and Otsego had the Elk River library listed as the closest, and it IS right next door. The Elk River library was a surprise to me as well – large and modern. I didn’t go into the building, but it exceeded my expectations by a LOT based on their minimal web site.
Elk River Library
Check out the video to get a good look at the downtown and the library. The police department, utilities and parks and rec buildings were similarly new and located directly across the street form the library- my point would be that the residents seem to be investing in their community infrastructure.
Otsego is served by three different school districts depending on where your home is located – St. Michael/Albertville, Otsego & Elk River schools. So again, this is a situation where you’ll ask your agent to include or exclude homes based on which district is best for your family. Elk River is served by ISD 728 – Elk River Schools.
Home prices in Otsego are higher than in Elk River and I am guessing that is because most of the available housing is in newer subdivisions on former farmland. The median home price in Otsego for a single family home is $366,248 & the median townhome price is $228, 950. For Elk River the median single family home is $330,000 and the median townhome price is $205,000.
Shopping
Otsego has a Target with a liquor store and a few other small shops, but no real “downtown” per se. Elk River has more available but while it has more options including a Menards hardware store and larger groceries, you’ll need to leave this immediate area if you want more choices.
About 10 minutes away is Rogers MN, and Rogers has a lot of shopping and chain restaurants, and then if you continue south to Maple Grove (about 20 minutes drive) you have just about everything that you would expect in a large metro area, including Costco and stores that cater to a larger audience.
There is a city park next to city hall in Otsego that has a a splash pad, larger playground, ball fields etc and as I was driving by they had their little zamboni-ish contraption going over the ice of the outdoor skating rink. A+ for the creativity of whoever came up with whatever that was to add a fresh layer of water to the surface – don’t ask me to explain, I’ve never seen anything like it.
Elk River takes it’s parks seriously! I just did a google search to see what is up there and made a squinty face at the list because I thought it was giving me parks from other areas – I could not believe that they have as many as they actually do! So even if you don’t LIVE in Elk River it seems like it might be a good place to visit if you’re looking for some time outside. I guess I should have had an inkling from their beautiful new parks and rec building!
In addition to hiking trails, community parks, a public amphitheater on the river, & 4 outdoor skating rinks, Elk River also has an archery range.
Otsego doesn’t have as robust of a park system – they have many small, neighborhood parks, but when your park map highlights areas in the city that have sidewalks… it seems like they may be reaching a little.
If you go just south of Otsego you can take advantage of a Crow-Hasan Park. It has 18 miles of hiking trails, camping, paddling on the Crow River, off leash dog areas, and it is part of the Three Rivers Park District which is a bit of a curiosity to me because it seems independent of any county or city. It has parks across the metro area and my experience with them has been excellent in all ways so far.
To sum up – I think that if you’re looking for QUIET and space – Otsego may be a good option. Its definitely going to be a very slow pace of life out there, but you can get what you need within a reasonable distance. If you like the small town feel that has a bit more going on but it’s not a “CITY”, check out Elk River. It’s really charming! If Otsego is more your speed, Elk River is right next door and easy to get to. 🙂
Plymouth is another big, popular suburb that lies directly west of the city of Minneapolis.
Who lives here? Download my neighborhood report and find out! It’s full of all kinds of information about the people and housing in Plymouth!
Why do people choose Plymouth MN when looking at Minneapolis suburbs? A lot of reasons! I have my usual suspects that I like to highlight when I do area snapshots and Plymouth scores highly on just about everything.
One thing I’ve started really taking note of lately is the differences between the east and west sides of the city. The western suburbs seem to me to be more established and solidly residential and with that comes a lot of the things that I think make neighborhoods nice to live in. Of course, this is not hard and fast, the eastern side of the city has established neighborhoods as well, but it also has a lot of new construction, which means homes that are built on former farm land, not many mature trees, and infrastructure still being built around it.
Parks
For quality of life, I think having a lot of green space and parks are important. Being packed into neighborhoods without having these spaces to enjoy the outdoors and time with family and friends makes an area less appealing to me.
Plymouth has some great options for green space. Because Plymouth is located out in what I think of as the “lakes area” of the metro – near Lake Minnetonka and the smaller lakes around it – the terrain is more rolling and seems to have more mature trees.
Plymouth has used that to their advantage with 1,855 acres of park land, including 174 miles of trails. Part of the trail system that goes through Plymouth is called the Luce Line Trail which is a 63 mile long converted railway to use for walking, bicycling, cross country skiing, and snow mobiling. Some sections have parallel trails for use by horseback riders as well. There are 12 parking lots along the trail for easy access. Check out the web site to see more info on this trail and get a map of entry points.
Luce Line Trail Images from MN DNR Website
family biking on the Trail
Another massive undertaking is the Northwest Greenway – they are currently on the 5th addition to this and per the Plymouth Parks and Rec web site have added something that sounds super fun and a great way to get kids outdoors, a Challenge Course!
“The Northwest Greenway Challenge Course, a new park amenity for ages 13 and older, offers unique activity challenges involving netting, climbing, balancing and agility on a variety of structures. The Challenge Course is located on the east side of Peony Lane, south of 54th Ave. N. — view on Google Maps.”
Plymouth also has three public beaches, three dog parks, seven ice rinks maintained by parks & rec. that are open from December to February, as well as the Ice Center which has 3 pro-sized ice sheets that are used for open skating, adult hockey leagues and home hockey games for Wayzata High School & Providence Academy.
Housing
Plymouth housing prices are above the Twin Cities median prices (most suburbs are). Plymouth does have a variety of housing, from townhomes & small single-level homes, to what I think of as a “typical” suburban neighborhoods and on up to very large single family homes. My video has content showing what each of these look like, but I’ll add the median home price graphs here for pricing over the past 3 years.
Median price over allTownhomes in Plymouth vs the Twin Cities metroSingle Family Homes in Plymouth
Schools
If you are considering Plymouth it may be because of the great reputation of the schools there. One thing to know is that children attend school in one of three school districts (Wayzata, Osseo & Robbinsdale schools) depending on where they live in Plymouth. It’s important to do your own research and know which schools will meet the needs of your children. Some of the schools are considered to be among the best in the state and others don’t rank that high. Your agent can include or exclude homes based on the school districts that you prefer or want to eliminate.
Shopping
I like to cook, and most people like to eat. 😉 Everyone has a different budget and a different place that they feel great shopping in. I did a video on the most common grocery stores that you will see in the Twin Cities, so you can check that out if you want to get more of a feel for what is around here. I don’t think MN has the best reputation for having a wide variety of foods available (Nordic people seemed to like things relatively bland?) but things are changing. Most stores have more “obscure” seasonings and ingredients now, but there are also specialty groceries that are around and personally – I love to go into them and pick out somethings to try. You can see from the map below that Plymouth has no lack of options and you shouldn’t have to drive more than a couple of miles to get ingredients to get dinner on the table, I was geeked up when I saw Indian Bazaar, Kadai Foods and the Russian Market. Little treats like this make me really happy. My mouth likes spices and variety.
You’ll also notice Target on here- we have more Target stores per capita than any other state. I made that up. But it’s probably true since the HQ is here. There are several shopping centers with the usual big box stores and smaller shops and restaurants. If you’re looking for a mall, the closest one will be Ridgedale Center Mall – right off 394 just on the eastern side of 494. That’s also where you’ll likely find the closest Whole Foods, if that’s your thing.
Library
photo HCLIB.ORG
I love my public libraries! Plymouth library does not disappoint! It is fairly new, the current building was completed in 2010. It’s a bright, clean, open space with meeting rooms and a great children’s area. I’ve been up there for library sponsored talks and they do a great job bringing in content and programming that people may be interested in. The Plymouth Library is one branch of the 41 library Hennepin County library system. Because Hennepin County uses a main library / branch system everything you want is not necessarily at the branch closest to your home, but chances are that they have it and you can get it sent to your local branch fairly quickly.
Commute
OK – last bit. Many of us are working from home, but a lot of people still commute to their job. In Plymouth that means getting in your personal car and driving there. 75% of residents commute 30 minutes or less to their job, and if you look at the map up top you can see why – Plymouth has easy access to the major highways that crisscross the metro, so no matter where you need to be it’s likely about 30 minutes max to get there.
Moving to the Twin Cities? Wondering what the difference is between Minneapolis & St. Paul? Let’s do a little compare & contrast today!
The Minneapolis-St.Paul metro area is made up of 7 core counties – Anoka, Carver, Dakota, Hennepin (Minneapolis), Ramsey (St. Paul), Scott & Washington – all within Minnesota. However, because we border on WI, many people live Pierce or St. Croix counties in WI and work in the Twin Cities. People here refer to this whole area generically as “The Metro” or “The Cities”.
How will you know which of the “Twin Cities” is the right one for you? Today I just want to take a look at how they compare to each other at a high level.
The two cities would probably be one city somewhere else because they are so close to each other, they are separated mainly by the Mississippi River, and yet they each has a distinctive character. Minneapolis feels more buttoned up, polished, new and bustling than St. Paul.
Minneapolis is home to a sparkling skyline filled with new skyscrapers, and the downtown is constantly under construction as buildings go up to house the population wants to live right at the center of everything. Both of the cities are more than just work day destinations, so if you’re looking for an urban lifestyle you can get get them here. Minneapolis has a healthy condo market in the urban core and a lot of desirable and well maintained neighborhoods within the city limits. St. Paul doesn’t feel as heavy on the condos, but is filled with beautiful mature neighborhoods filled with historic homes.
St. Paul is the capitol of Minnesota, but it feels like the sleepier of the two cities.
Lets compare them just in size – Minneapolis has about 437,000 residents in the city itself while St. Paul is the smaller of the two with about 305,000 people. The Twin Cities Metro area is actually GROWING, as compared to a many other midwestern cities which are shrinking as their employment base leaves. Minneapolis has grown over 14% since the census in 2010, and has year over year population growth of about 1.35%.
Minneapolis resides within Hennepin County, which a very large county that encompasses Minneapolis as well as several suburbs on the south, west and north sides of the city. St. Paul resides within much smaller Ramsey County and it’s suburbs are part of other counties.
Cost of Living
We all pay just about the same amounts for things like food, utilities and gasoline, but where you will see a difference is in actual housing related costs.
Median Home Prices 11/2020
Single family
Townhouse
Condo
7 County Metro
$336,990
$229,500
$185,000
Minneapolis
$305,000
$275,000
$265,000
St. Paul
$240,000
$214,000
$185,000
Median Home Price Comparison November 2020
Hennepin County Property Tax Rate (MPLS)
1.36%
Ramsey County Property Tax Rate (STP)
1.30%
State of MN Average Property Tax Rate
1.08%
National Average Property Tax Rate
1.15%
Property Tax comparison November 2020
MN as a state has lower than average property taxes, but as you would expect with any urban area, the rates in the city are higher. If you are concerned about housing as a % of your monthly expenditures and you want to live in the city, you are more likely to find a more affordable home AND pay a lower tax rate in St. Paul than you would in Minneapolis.
One thing that no one mentioned to us when we purchased our home, but that we have found to be a nice benefit in MN is that when you file income taxes, there is a third return to file for a property tax rebate if you’ve filed a homestead exemption on your home. Not something to skip! You file the return at the same time as your other tax returns but then we tend to forget about it and get a nice check in the summer.
Commute times for people in both cities are roughly the same at 23-24 minutes. Most people in the twin cities do commute by car, usually alone.
However each cities DOES have the benefit of public transportation. The Metro Light Rail serves the downtown areas of both Minneapolis and St. Paul as well as branching to the University of MN, and south to the Mall of America and MSP Airport. But if you want to get around within the cities vis public transportation you’ll need to take a bus. Metro Transit buses run frequently and, in my experience, are quite clean.
When we moved from Chicago, we felt a little disoriented because the public transit isn’t as developed, and we were also used to relying on taxi cabs (is that old school now?). Any rides here will be through Uber, Lyft, or other ride share services. You won’t really see many cabs looking for fares, which is probably normal throughout MOST of the US anyway.
Income / Education
The cities differ in income and education demographics as well. Minneapolis is a little more well-heeled with a median household income of almost $64,000. while St. Paul’s median household income is about $59,000.
MN in has very educated population in general and when you look at Minneapolis, 49.4% of adults hold a BA or higher and in St. Paul it is about 40.1%.
Arts
If you like the arts, both cities have a wide variety of choices.
St. Paul’s downtown is home to the Ordway Theater, and the beautiful old Fitzgerald Theater. The Fitzgerald was home to the NPR show “Prairie Home Companion” for many years and hosts a wide variety of theater and talks by notable people.
Minneapolis has the Orpheum Theater where you’ll see traveling broadway shows and the Guthrie theater for more independent productions.
Both cities have a lot of small independent theaters as well.
For fine visual arts, Minneapolis has the Walker Art Center where you can see contemporary art, and the newly rehabbed Minneapolis Sculpture Garden is adjacent to it. If more traditional art and antiquities are your thing – the Minneapolis Institute of Art is for you.
Parks
You know I love parks. St. Paul has 179 parks and 100 miles of trails, but the most impressive park in St. Paul (to me) is the Como Zoo and Conservatory. The zoo is absolutely adorable and FREE, and the Conservatory is like a little jewel box. I particularly love going there in the depths of winter to breathe in the warm, clean air that all of the plants emit and just take in the gorgeous displays of flowering plants around the reflecting pool. In the summer there is a small amusement park right next to the zoo, so if you have little kids and want to let them go on rides without the production of going to a large amusement park like Valley Fair, you can take a more low key approach and they will love it.
St. Paul also has several aquatic centers – one of which is indoor (big plus where you have winters like ours!) and multiple municipal golf courses.
Minneapolis has 160 neighborhood parks – each generally has a field, a community building with a gym or a warming house & a playground with a wading pool. These are at the heart of each neighborhood and while everyone is welcome, they feel the front yard gathering spot for people that live there. Minneapolis doesn’t have a zoo (the Minnesota Zoo is in Apple Valley), but it DOES have what are called “The Grand Rounds” which is a series of connected scenic parkways that encompass the Chain of Lakes. In addition there are several larger regional parks that are real destinations for everyone in the metro area and those include Minnehaha Falls & Theodore Wirth Park. If you’re into golf Minneapolis has 7 municipal courses as well.
Sports
Last but not least – professional sports teams. Minneapolis is home to the bulk of the teams, with the Vikings, Timberwolves, Lynx and Twins all playing there. Hockey (the Wild) & Minnesota United soccer are both played in St. Paul.
Are you going to choose where you live based on which professional sports are played in that city? Probably not, but hey – it’s good to have a general sense of the difference between the two cities, and when you get the itch to see something different you can just spend 10 more minutes in the car and check out how the other half lives.
Let me know if you have questions about living here in Minneapolis-St. Paul, or anything related to real estate here. I’d love to help you out!
If you’re thinking of moving to Minneapolis or the Twin Cities area, you may also be wondering what kind of employment opportunities are here for either yourself or someone in your household.
If you’re thinking about moving here, check out my FREE relocation guide, you can download it here: 🚗🏡🌼 http://bit.ly/MPLSReloGuide 🌺🌻🚕
Today I’m going to give you a run down of some of the top employer in the Twin Cities metro area.
The Minneapolis area is a “hub for headquarters”! We are home to MANY fortune 500 companies including (but not limited to) giants like
United Health Group – healthcare & insurance
Target – Retail
Best Buy – Retail
US Bank – Banking & Finance
3M – industry, worker safety, US health care, and consumer goods
CHS – Agriculture cooperative & farm lobby
US Bancorp- Banking & Finance
General Mills – Food processing & maker of many major food brands
Ecolab – Hygiene & infection control
Large PRIVATE companies include names like:
Cargill – Agriculture
Mortensen Construction
Anderson Construction
80 of INC’s 5000 fastest growing companies in the US are located here in the Twin Cities.
Other industries that are very well represented here are education & healthcare. The Minneapolis- St. Paul area is home to 25 colleges and universities, from the main campus of the University of MN to smaller private colleges like Gustavus and Augsburg, to community & technical college and even smaller schools that specialize in particular trades. If you are a teacher in k-12, the Minneapolis – St. Paul schools and thee districts surrounding them employ many thousands of teachers and support staff.
Healthcare systems in the Twin Cities area include HealthPartners, Fairview Hospital, Allina Health, Hennepin County Health, and the Minneapolis VA among others.
The twin cities has a very diverse economy & that is one of it’s strengths! Because of this diversity the economy in this area is generally stable and growing – the unemployment rate in MN is consistently lower than the US unemployment rate.
If you are thinking of moving here, chances are that there will be a good fit for you work-wise. If you have questions I’d love to hear from you – please leave a comment or contact me via my contact info.
How will you decide where to live if you want to live in a suburb of Minneapolis/St. Paul? When we moved here a friend who grew up here said that most people choose which side of “the river” to live on based on which side they work on. “The river” is the Mississippi which is the dividing line for much of the way through Minneapolis and St. Paul. I suppose that rule holds true for the suburbs as well, although with the fact that so many more people are working from home now, options may be more open.
If you’re partial to St. Paul, or need to be in Wisconsin for any reason, but still want to be in the twin cities ‘burbs, then you might consider Woodbury.
Money.com thinks Woodbury is one of the best places to live in 2020… here are a few reasons why (with creative license to add my own reasons too!):
Schools. Woodbury’s schools are consistently ranked on top 10 lists for best schools in MN. The schools are part of South Washington County School District and public schools consist of six elementary schools, two junior high and two senior high schools. Woodbury also has two charter schools and two parochial schools if you are looking for other options.
Employment / unemployment. Even now when the entire country is experiencing high unemployment rates, according to the Bureau of Labor Statistics, Minnesota’s unemployment rate (7.4%) is lower than the national average (8.4%), which is typical for Minnesota, and Woodbury’s unemployment rate (6.2%) is even lower than that.
Where do people work? Big employers in or near Woodbury are 3M (the post-it note people among other things), the Target distribution center, HealthPartners Insurance, and Self-Esteem Brands – aka Anytime Fitness/ BaseCamp etc. Of course just about everything in the Twin Cities is no more than about a 30 minute drive, so if the commute isn’t a big thing, living here and working on the other side of the city would not be uncommon.
Shopping. Woodbury has everything you could want in the way of shopping! I did a video on grocery stores a couple of weeks ago and Woodbury has pretty much every one of them – Costco (brand new!), Trader Joes, Whole Foods, Cub, Lund’s, Kowalski’s. They have 3 main shopping areas – Tamarack Village is enormous and has several large anchor stores like Home Depot, Old Navy, JoAnn’s etc. Woodbury Village is a little smaller with Kohls, Target, Total Wine and many smaller shops. The last shopping center, Woodbury Lakes, is the most charming – it’s set up to give you the feel of a walkable shopping area rather than a particular store that you would park directly in front of, they even have a “walking club” that meets there once a week.
Even though they have these shopping areas Woodbury isn’t what I would consider a walkable city. You definitely need a car to get around.
The most exciting thing about Woodbury (to me!!) is that they are the home to one of a very few locations of the amazing Chicago restaurant – Portillos. 🙂 You may know that Chicago is famous for their hotdogs and all the “weird” stuff they put on them – mustard, NEVER EVER ketchup!!, hot peppers, a tomato, pickle, celery salt. YUM. Portillo’s says they are about hotdogs, but what they are REALLY about is the Italian Beef sandwich, chocolate cake, and milk shakes. You can trust me when I tell you to give these a try. I like my Italian beef with some “sauce”, hot & sweet peppers. It’s super messy and delicious. Having Portillo’s here in the Twin Cities makes me ever so slightly less homesick for Chicago. Do not eat here if calories give you fits.
Parks. Within Woodbury itself are 3000 acres of park land and 140 miles of trails! Carver Lake Park has a public beach for summer fun and if you want to get in touch with nature a little more, head to Tamarack Nature Preserve. We all know winter can be tough if you’re trapped inside especially with little kids, but Woodbury has created what they call “Central Park” which is an INDOOR park and playground to give the kids a place to run off their energy, and parents a place to stay warm while they do it. Another benefit of Central Park is that the park connects to the Washington County Library and the YMCA – so you could make an entire afternoon of it and still be indoors.
Even if you don’t live in Woodbury there may be a good chance that you’ll use their premiere sports complex called HealthEast Sports Center – it is a MASSIVE sports complex with indoor and outdoor sports fields and if you are going there to watch games in the summer and have little kids to keep entertained, they have a splash pad right on site.
Housing.
Woodbury has a wide variety of housing, from townhouses to “quad homes” which are pretty interesting, a lot of typical subdivisions and several areas with custom homes. In addition to these rather typical suburban home choices, Woodbury is not completely built out yet and there are open farm fields in between the neighborhoods as well as some homes that sit on very large private lots, with no HOA. Not everyone loves a planned community and you can live in Woodbury without that if you like.
Home prices in Woodbury range from about $200K for a townhouse, all the way up to just under $1M for a custom built home. The median home price in Woodbury today is $430K.
I’m covering the big ones today, but this is NOT comprehensive! There are so many little markets where you can find great foods that are culture specific – one of my favorites that fits this description is United Noodles but I could do an entire video and post on that place alone.
Today is more about soothing the furrowed brows of worried transplants. There are definitely your hometown local things that you may miss, but I can assure you that you’ll find other items that make your mouth happy here. Minnesota has been the beneficiary of several groups of refugees and with these people come their foods, so we now have more diverse options even at big box grocery stores.
I’m going to start out with my main squeeze – Costco. I love this store and even though there are only 3 people in my family, and no matter what you buy you get a LOT of it at Costco, I still shop there. They carry a little bit of everything – including the kitchen sink! You can get kitchen appliances, large and small, TV’s, books, and clothes, but I go there for their produce – we eat a lot of fresh fruit and the quality is amazing. I also love their meat and seafood selection, well priced and high quality, they are famous for their $5 rotisserie chickens… Other things that are a regular purchase for price and quality – milk, eggs, butter, cheese, anything for laundry and cleaning, TP, paper towels, coffee! There is a membership fee, but you get cash back on every purchase – up to 4% on another favorite feature- gasoline, which is priced lower as well.
My husband & I have bought insurance through Costco, we bought a car through their auto program, it’s just a great place to shop. If you care about company ethics – they pay a living wage to all their workers and if you love great customer service, they take ANYTHING back no questions asked no matter how far past the purchase date. That sense of security make me spend way more money in the store and on their web site too.
We also have national grocery store options that you’re probably very familiar with – Target is headquartered here in Minneapolis and I bet we have more Targets per capita than any other state, Walmart is here, and HyVee is starting to pop up in the suburbs. I am not as familiar with HyVee, but have been in one and it had a full “food-court” area of prepared foods, along with an enormous store that reminds me a bit of Cub Foods, which is a local option…
Cub Foods is a midwestern chain with stores in MN and IL, the store is enormous and the selections are great. They have everything you would expect in a large grocery store, but I do think of Cub as more of a budget store. You will bag your own groceries, there is no carry out service, I think it’s profit model is based on volume.
Another budget friendly option that is springing up all over is Aldi. Aldi has a decent selection of fresh fruits and vegetables, but the store is mainly focused on package goods. The packages will look familiar, but not exactly the same – Aldi has a LOT of store brand packaged items that are reminiscent of bigger brands. If you aren’t super stuck on an actual brand name, I’ve heard great things from people that love to shop at Aldi. One quirk that you should be ready for is having your quarter ready to release the cart – you get it back when you put the cart back. Oddly this isn’t the first time I’ve seen this.
The Twin Cities is also home to a couple of very local chains – Lund’s and Byerly’s and Kowalski’s. These are the two I shop at most for my everyday needs mainly because I’m under a mile from either one.
Kowalski’s market is cozy and they have higher end brands of food – free range chicken, lots of organic veg and boxed items, they have an extensive hot food area, you can order to go specifically to what you want to have or you can pick up salads, sandwiches or heat and eat food. One of my favorite things is the soup bar – it’s delicious and perfect when you’re out running around but don’t want to eat fast food. This is the store I would come to for my cheese fix. They focus a lot on local suppliers and you can find some really wonderful choices here from MN and WI.
Kowalski’s bakes all of their pastries and bread on site. They have a small gift area in every store that has some charming items that you would not suspect of being from a grocery if you need to grab a quick gift for someone. Kowalski’s does carry out to your car, and they deliver as well.
Lunds… Lund’s is what I think of as a middle ground – not huge like Cub or Costco. It feels friendly and the right size for everyday shopping. Lunds is a full service grocery – they bag and carry out for you. They have increased their focus on including organics, if that is a concern you will be OK shopping there. They also sell things like dog food, cleaning supplies etc, but in my opinion you can do far better for that type of thing elsewhere. I stick to food here. Withe the exception of a few locations, this is not really a place to go grab a sandwich or soup, this grocery sticks pretty closely to its original mission.
If you ARE committed to organics or sustainably sourced foods – the Twin Cities has a large number of food Co-Ops that you can shop at – you can buy a membership and pay slightly lower prices, or not. Anyone can shop there.
In addition to co-ops, we of course have Whole Foods Market – or “whole paycheck” as it’s known. It’s not inexpensive to shop there, but they have things you won’t find elsewhere and generally their produce section looks like a work of art, so if you need a pleasant shopping experience or are just used to the brands that Whole Foods has you can continue to enjoy that here. A couple of my favorite things are the really amazing hot food selection at lunch and I believe dinner hours too, as well as their bakery, where you can find really beautiful pastries that might be too pretty to eat.
Any other lifestyle questions? I’m always looking for content ideas that people want to dig into! Let me know.
If you ask people what they think of when they think of Minnesota I’m willing to bet that at least 9 out of 10 will say the word “COLD”.
Listen – the way people talk about winter here – it’s a scare tactic. Pull your big girl pants up and I’ll give you the reality – you may still be scared, and if so, I don’t know what to say to you except… you’re a wimp. Just kidding! (or AM I?!?)
It’s Labor Day weekend, most people in the rest of the country are indulging in the last bit of summer, secure in the knowledge that they won’t be super cold for several months to come, but weather reports for northern MN include the word “frost” in the forecast and we have highs in the low 50’s and lows in the low 40’s this week here in the balmy southern part of the state. It’s not going to stick – we’ll have some warmer temps but it HAS made me turn my thoughts to winter and all of the people that are moving here and are worried about what to expect. Side note- I had a weird thought about how everyone that I’ve been working with lately is from a distinctly warmer climate, and then I got a hold of myself and realized that pretty much every state is south of ours… so there’s that.
Minnesota has some pretty extreme temperature changes – from very humid highs in the 90’s in summer to -25 (or more- I won’t scare you by giving you a number) in the winter.
The debate rages every year at this time whether or not to turn on the heat. If you are a True Minnestotan®, you may believe that the only proper time for heat is November 1. I am NOT a True Minnesotan® – I’m a transplant, which means I have nothing to prove, so here is my take on it. I’m going to give you a list of the basics.
Turn the heat on when it gets cold. You probably don’t need me to tell you this. We do a mix of heat in the morning followed by open windows later afternoon September through October. In general, I would keep this to myself to avoid scorn.
You’re not too cool for long johns. Layers are your friend! Every layer creates a pocket of warm air between the next and you want that. I go way off the deep end for many people and say that if you’re outside for any length of time, wear snow pants. They are life changing. Having a full 50% of your body insulated from cold makes your whole world better.
The car itself…Make sure you have a gas tank that is over 50% full and a cell phone charger in your car at all times. If you park outside and it seems like there might be “weather” – pull your wiper blades up so they don’t stick to the windshield and you can scrape. Which brings me to scraping – I lived in Atlanta for a long time and didn’t own a scraper. It’s a necessity here. Get one with a long handle and a brush because you are supposed to clear your ENTIRE CAR of snow so you don’t have it blinding drivers behind you! Don’t say I didn’t tell you.
Have your car stocked… I like to keep granola bars, extra hats and gloves, a small blanket, a flashlight, and jumper cables in my car. They make little fold up shovels that come in handy if you get stuck. I also like to keep a bag of old school kitty litter in my trunk. It adds a little weight and if you need it to help you get unstuck on ice, it’s there. Minnesotans generally have an “we’re all in this together” attitude – if you do get stuck you’ll likely have someone helping push you out shortly.
Beware the neighbors – you can start a really hot back and forth by shoveling someone else’s walk. My husband got a nice snow thrower a few years ago and he was really enthusiastic about using it and started clearing neighbor’s walks and drives – this cannot go unanswered! We would wake up in the morning and someone would have done a stealth shovel at our house during the night. I mean… You know what comes next. We can’t allow that kindness to go unanswered and now we have to shovel their walk at like 3am to beat them. It’s a sickness.
Move your body & go outside! You’ll deal well with Minnesota winters if you don’t let them handicap you and keep you confined to your house! Most people here seem to look forward to and embrace winter. You won’t see a huge drop in outdoor activity, it just changes. People still bike ride all the way through winter they just switch to Fat Tire bikes, if you don’t know how to ice skate or ski – now is your chance! If you want something requiring far less coordination – go with snow shoeing! It’s just walking but you don’t sink into deep snow. Kids – sledding hills are MOBBED all winter. Many walking paths are cleared and maintained all winter long. It makes a huge difference in your ability to deal with short days and cold weather if you have a good attitude and don’t stay inside.
Winter clothes start hitting the shelves in August… I know. You don’t have to wear them then, but I WOULD consider buying them then. Mittens are warmer than gloves. Insulated and water proof boots are really important. Things sell quickly, so don’t wait.
Create a cozy atmosphere at home. We like to light candles or the fireplace by about 4:30 in the depths of winter. Everyone in my house has a favorite cozy blanket to sit under and a good pair of slippers. I also have lots of smaller lamps or lights in different parts of the house that beat back the gloom and make those spaces a draw.
Those are my tips! I have confidence in you! You can do it!
