Tag: relocating to minnesota

Opportunities for buyers? Twin Cities real estate market update!
Home Buying · Home equity · home selling · market updates · Uncategorized

Opportunities for buyers? Twin Cities real estate market update!

MaryLeave a comment

What is happening in the Minneapolis area real estate market? I’ve been following several metrics over the past few years and there are a few that really stand out to me as indicative of how the market is doing, not just PRICE but what kinds of terms are included in winning offers and I will let you know which terms are revealing the current state of the market here.  

I’m keeping my finger on the pulse of what is happening in the Twin Cities metro real estate market so you can be an informed buyer or seller.

The number one question that most people have about homes is whether or not prices are falling? I keep hearing this and for the purposes of this discussion I’m just going to look at the 7 county metro around Minneapolis and St. Paul and we can check the different housing types. The first is the most popular -SINGLE FAMILY HOMES.  When I was digging into data for this update I decided to look at it over the past year and the past 10 years so that I can show you trend lines for both.  I’m also going to differentiate by new construction and previously owned because new construction is at a vastly different price point as a whole. 

Prices & time on market for existing homes

Metrics that I didn’t talk about in the video are how long houses are staying on the market these days. I do see houses sitting for quite a long time in certain areas and price points but the official numbers are charted here. The graph gives the impression of a big increase in time, but real numbers equate to only 3 more days.

New Construction

I’ll talk about pricing but for new construction I see a lot of opportunity for buyers here! Why? Builders have a lot of inventory right now. They have completed homes as well as homes that are underway with completion dates coming up. They need to get these homes off their books so they can continue to build and the interest rates have slowed things down for everyone, but the big builders are offering rate buy downs for buyers right now along with all kinds of other incentives, from appliance packages to closing costs.

Things to consider are that these homes are mainly being built in 3rd ring suburbs and exurbs so if proximity to the city is important you’re less likely to be able to get a new build – or at least one with a big builder that can offer these incentives. There are custom builds on lots here and there in the city. 

You’ll see a slight dip in median price ($5000) from the beginning of the year.  I have read in multiple sources that they estimate that it would take 10 years of building for the builders to catch up to demand for homes due to the after effects of the housing recession in 2008. We are still that far behind. New construction is showing over 6 months worth of supply but take this with a grain of salt because builders list homes that are TO BE BUILT – so they aren’t existing yet – along with those that they have ready for a buyer to move into. 

New construction supply shows a buyers market! I haven’t seen this kind of number in a VERY long time. Ever? 

Things are different when you look at previously owned homes. It is still a sellers market, although not the insane sellers market of a year or 2 ago. Homes still get multiple offers, the market is still moving just not at a runaway pace. Previously owned single family homes are sitting at about 1.3 months supply. So you can see the difference here. 

WHY is it a seller’s market for existing homes and a buyer’s market for new constructions?

What leads to this? 80% of people with a mortgage on their home are paying less than 5% interest, 50% of them have a rate at less than 4%, they need a big incentive to list their homes and buy a different home with a mortgage at a higher rate. This really is one of those cases where as usual, of you have a good budget you are at an advantage because you can buy new construction and take advantage of the market and the incentives whereas those 2 things don’t exist as much for existing homes, prices are lower as a median but supply is lower too and you don’t get the builder buy downs. But you also don’t have to pay for a deck or the multitude of finishing touches that need to be added to new construction. 

Price reductions

Housing inventory is dropping now as we get into the winter and holiday time, but the other thing that is slowing is PRICE REDUCTIONS – the percentage of them is reduced by about half of what it was 1.5 to 2 months ago, from 14% of listings to about 7%. Maybe agents and sellers are pricing correctly now, or maybe they understand that they may spend more than 5 minutes on the market? 

Bank owned homes

Another statistic of note are the number of distressed or bank owned properties. We still have fewer than 100 listed out of about 6200 active listings. Less than 1.5%, other markets in the US are not faring as well. People here are still meeting their mortgage payments. 

Offer terms that show a big shift

OK – a couple of other things that really stand out to me – the first is that sellers are contributing to buyers closing costs 43% of the time! that’s the highest percentage I can remember seeing. People including appraisal gap language on there offers has almost disappeared (although escalation clauses are still being included) but this makes sense when you see that most sellers are now seeing themselves getting about 99-100% of asking – this number was at 105% or more for a while and that was just crazy. Another option if you are in the previously owned category of home, if you find one you like and it has a motivated seller you could ask for them to do the rate buy down for you. Interest rates have been dipping back down, but it’s doubtful that they will ever get as low as they were during the pandemic. This will likely spur some more buyer activity as we head into spring.

Data on Condos and Townhomes

If you have questions about the real estate market in the Twin Cities area – city or suburbs! – reach out! I love to talk to people that meet me YouTube or the Blog! 
Mary

it’s me. 🙂
The Fulton Neighborhood in Minneapolis – LOCATION LOCATION LOCATION!
Living in Minneapolis · Neighborhood Tours

The Fulton Neighborhood in Minneapolis – LOCATION LOCATION LOCATION!

MaryLeave a comment

Hey there, welcome back to my neighborhood exploration series! Today, we’re diving into a vibrant neighborhood in Minneapolis: Fulton. Nestled in the southwest part of the city, Fulton is an eclectic mix of urban convenience and historic home charm. Let me show you why this area is an absolute gem.

Click to see a video tour of the area!

Picture this: tree-lined streets, cozy sidewalks, and a thriving community vibe. Fulton boasts a prime location, bordered by 47th and 54th streets to the north and south, France Ave to the west, and Penn Ave to the east.

Easy Commutes!

And let’s talk about accessibility. Need to zip downtown? A mere 10-15 minute journey. Airport dash? You’re just around 20 minutes away from Terminal 1.

Where is Fulton?

Fulton is on the SW side of Minneapolis – you can see the airport on the south east corner of the city boundary.
Prime location for pretty views and enjoying one of the best things about Minneapolis – all of the greenspace! + shopping, restaurants etc that are easy to get to on foot, bike, car or public transit.

The one negative… PLANES

Sure, there’s the occasional flight path over Lake Harriet…

😉

Trust me, the community here has adapted like pros, and it doesn’t dent the allure of this neighborhood one bit. But what makes this neighborhood truly special isn’t just its boundaries; it’s what’s within them.

Amenities

From Red Cow and Broders Pasta Bar to the charming antique shops and coffee spots at Xerxes Ave and 50th, Fulton is a hub for foodies and explorers alike. You’ll find yourself surrounded by all the amenities city dwellers crave, without sacrificing that cozy, welcoming atmosphere. Fulton is on the Minneapolis side of the 50th and France shopping and dining area. This is a sweet little hub that is perfect for hitting local shops, cozy restaurants or taking advantage of the newly renovated Edina Theater. 

Now, let’s talk about the crown jewel of Fulton—Lake Harriet. This picturesque spot isn’t just a lake; it’s a community hub. Whether you’re riding the Grand Rounds 51-mile bike and walking path, attending festivals year-round, or enjoying lakeside dining at Bread and Pickle, there’s something magical about this place that draws people in.

But wait, there’s more! Beyond Lake Harriet, Fulton offers easy access to Minnehaha Creek and its scenic trails. Imagine biking or walking along a gurgling creek (or I’ll often see kids floating down the creek on inner tubes in summer!), it’s a lush greenspace connecting to Minnehaha Falls and West River Road, bordering the mighty Mississippi. As you make your way along this trail, you can feast on some eye candy of beautiful and gracious old homes lining the parkway. 

Homes

Now, let’s talk homes. Fulton has a diverse range, from historic early 1900s residences to modern constructions. Whether you prefer a cozy vintage abode or a newly-built dream home, there’s something here for everyone. Prices vary, ranging from $475,000 to $1.4 million, reflecting the neighborhood’s diversity. If any were to come on the market by the lake you’d be paying over $2M. Fair warning.

Brain food

For bookworms, rejoice! Independent bookstores like Comma Books and the whimsical Wild Rumpus children’s store await nearby in the Linden Hills neighborhood. Plus, a stunning branch of the Hennepin County Library is just a stone’s throw away.

Schools

And for families, Fulton’s got you covered. Children will attend Lake Harriet Lower School, Anthony Middle and Southwest High School or a magnet school of their choice. educational options are plentiful. 

Pershing Park is located within Fulton and with its sports fields, playgrounds, and wading pool—it’s a kid’s paradise!

So, whether you’re captivated by the serene beauty of Lake Harriet, the bustling local scene, or the fantastic housing options, Fulton offers an inviting blend of city living and community warmth.

Minneapolis vs Saint Paul: a fresh look after 8 years
Minnesota · Uncategorized

Minneapolis vs Saint Paul: a fresh look after 8 years

MaryLeave a comment

Minneapolis established in 1867 and St. Paul established a bit earlier in 1854, often referred to as the Twin Cities, share many similarities but also have distinct differences that might sway someone’s preference for living in one city over the other. The downtowns are only 7 miles apart but there are a lot of differences between the two cities and I think a lot of it comes down to “vibe”. Like, maybe “chill” vs “not chill”.

Differences Between Minneapolis and St. Paul (Saint Paul was formerly known as PIGS EYE! Good decision to change that name!):

  1. Cityscape and Vibe: Minneapolis tends to have a more modern and cosmopolitan feel with a vibrant downtown area, skyscrapers, and a bustling arts and nightlife scene. St. Paul, as the state capital, has a more historic charm with beautiful architecture, cozy neighborhoods, and a quieter atmosphere.
  2. Cultural Offerings: Minneapolis is known for its thriving arts scene, hosting major theaters, galleries, and music venues like the Guthrie Theater and First Avenue. St. Paul, on the other hand, embraces its history and heritage with iconic landmarks such as the Cathedral of Saint Paul and the Minnesota History Center.
  3. Dining and Cuisine: Both cities offer diverse culinary experiences, but Minneapolis is often recognized for its trendy restaurants, food trucks, and fusion cuisine, catering to a more adventurous palate. St. Paul leans towards classic diners, family-owned eateries, and establishments that celebrate traditional comfort foods.
  4. Outdoor Recreation: Minneapolis is renowned for its chain of lakes, extensive parks, and bike-friendly trails, providing ample opportunities for outdoor activities like jogging, biking, and water sports. St. Paul boasts a scenic riverfront and more spacious parks, offering a quieter and more serene outdoor experience.
  5. Community and Lifestyle: Minneapolis is known for its diverse and cosmopolitan population, attracting people from various backgrounds and fostering a bustling city life. St. Paul, with its strong sense of community and neighborhood pride, tends to offer a cozier and more tight-knit atmosphere.
  6. Festivals: Saint Paul: Winter Carnival, St. Patrick’s Day Parade, Irish Fair, Twin Cities Jazz Fest, Hmong New Year Minneapolis: Twin Cities Pride, Loppet Ski Festival, Aquatennial, Basilica Block Party, U.S. Pond Hockey Championships
  7. LAKES: Saint Paul – 7 measly lakes. Minneapolis: coming in at 13 glorious and large lakes, earning one of it’s nicknames “The City of Lakes”.
  8. Population: St. Paul = 303,176 and Minneapolis = 425,096.
  9. Fortune 500 HQs: St. Paul has 4 and Minneapolis is the big poppa coming in at 6. The state of Minnesota is home to 15 Fortune 500 companies.
  10. Breweries: People like their beer in St. Paul – they have 17 breweries, but Minneapolis likes it more apparently, there are 32 breweries in Minneapolis. Try them all! But not on the same day.
  11. Colleges: The twin Cities is FULL of well-educated smarties, but more of them are larnin’ over in STP – there are 9 colleges located in the city limits of St. Paul while there are “only” 7 colleges in Minneapolis. Although, again, Minneapolis is home to the big dog, er, GOPHER, in the form of the University of Minnesota. The colleges on the St. Paul side of the river tend to be smaller, private colleges like St. Thomas, McCalester College and St. Catherines.

Some other differences of note:

  1. Housing Affordability and Age of Homes: St. Paul tends to have slightly more affordable housing compared to Minneapolis, with home prices typically being lower. Additionally, homes in St. Paul often lean towards older and more historic structures, offering a different architectural feel compared to the relatively newer housing options in Minneapolis
  2. Infrastructure and Winter Accessibility: Both cities boast skyway systems in their downtown areas, allowing residents and visitors to navigate the urban core without stepping outside, especially during harsh winter months. This feature provides convenience and shelter from extreme weather conditions, a significant advantage for those living and working in the downtown areas. The light rail does travel down University Avenue between both cities.
  3. Winter Maintenance: While the skyway system helps in navigating the winter, one common complaint (from ME) about St. Paul, is its snow plowing efforts. Prepare for some bumpy driving. Some residents have experienced “challenges” with the city’s snow removal services, resulting in difficulties commuting or driving during heavy snowfalls compared to Minneapolis, which might prioritize snow clearance more efficiently. But after living in Chicago for a long time where they take snow removal VERY seriously, I’m not giving either city a gold star.

Choosing Between Minneapolis and St. Paul with Additional Insights:

  • Choose Minneapolis If: You prefer a vibrant urban lifestyle with a bustling arts scene, trendy dining options, and a more modern cityscape. Minneapolis might be the ideal choice for those seeking a diverse, fast-paced city life with plenty of entertainment options and a youthful vibe.
  • Choose St. Paul If: You appreciate historic charm, a quieter pace of life, and a stronger sense of community. St. Paul might appeal to those who enjoy a more intimate city feel, where neighborhoods are tight-knit, cultural heritage is cherished, and a slower-paced lifestyle is embraced.
  • Consider St. Paul If: You’re looking for more affordable housing options with a touch of historical charm. St. Paul might appeal to those who prefer older homes and a more budget-friendly housing market. The skyway system can also be a significant advantage during cold winters if you work or spend considerable time downtown.
  • Consider Minneapolis If: You’re interested in newer housing options and a more efficient approach to winter snow removal. Minneapolis may be a better fit for individuals seeking a more modern living environment and possibly smoother winter travel experiences.
  • Winter Considerations: It’s important to note that while both cities offer skyway systems for winter convenience, St. Paul’s potential challenges with snow removal could impact commuting and daily activities during harsh winter conditions.

Ultimately, the choice between Minneapolis and St. Paul often comes down to personal preferences in terms of lifestyle, community, entertainment, and the overall atmosphere one seeks in a city to call home. Both cities offer unique experiences and opportunities, making the Twin Cities region a dynamic and diverse place to live.

I’m going UPTOWN
Living in Minneapolis · Neighborhood Tours

I’m going UPTOWN

MaryLeave a comment

Hey, everyone! Today, we’re diving into the heart of Minneapolis to explore the eclectic and bustling Uptown neighborhood. Known for its diverse offerings, from historic single-family homes to modern condos, Uptown is a unique urban environment with a personality all its own. If you are considering a city neighborhood and looking for a bit of a faster pace this one could be for you. 

Want to see it IRL?! (or virtually IRL?) take a peek.

Where is it?

Uptown is situated in the southwestern part of Minneapolis, and what sets it apart is its perfect blend of urban living and natural beauty. Whether you’re a foodie, a cyclist, or just someone who loves a vibrant city vibe, Uptown has something for everyone.

One of the standout features of Uptown is its accessibility. The neighborhood is connected to the Midtown Greenway bike path, making it a haven for cyclists. And if you prefer public transportation, you’re in luck – Uptown offers easy access to various transit options, making it a breeze to explore the city.

Photo from Metro Transit

Housing

Uptown boasts a diverse range of homes, from charming single-family cottages to grand Queen Anne Victorian mansions. Many of these single-family homes were constructed in the early 1900s, showcasing stunning woodwork and unique architectural details.

Prices for single-family homes in Uptown vary widely. You can find a cozy cottage for just under $300,000, perfect for those looking to add their personal touch. Meanwhile, if you’re in the market for something truly grand, Queen Anne Victorians can fetch over $2 million, especially if they’re close to the picturesque Bde Maka Ska.

Lakes!

Bde Maka Ska – the jewel of the Uptown neighborhood. This beautiful lake is part of the chain of lakes and serves as a hub of activity. During the summer, locals flock to the pavilion to enjoy a meal and a drink. The lake itself is a playground for water enthusiasts, offering sailing, kayaking, paddleboarding, and a sandy beach for those seeking some sun.

I took this from my bicycle in July of this year. LOVE this area!

If you’re more inclined towards low maintenance living, Uptown has a fantastic selection of condos. At the higher end, you’ll find modern penthouses with breathtaking views overlooking Bde Maka Ska, priced at over $2 million. For something unique, there’s a converted firehouse with over 3500 square feet, listed just over $1 million. But for most condo seekers, the sweet spot is between $119,000 and $250,000, with options in low-rise buildings dating back to the late 1950s and early 1960s.

Food!

Now, let’s talk about the culinary scene in Uptown because, trust me, your taste buds are in for a treat. One iconic spot that’s been a staple for years is Bryant Lake Bowl – it’s not just a bowling alley, but also a theater and a restaurant. This lively joint is the perfect gathering place from breakfast until the early hours of the morning.

If you’re craving Korean-American cuisine crafted by a James Beard Award-winning chef, look no further than Kim’s. Chef Ann Kim has truly created something special here. And for those with a hankering for authentic French bistro fare, Barbette is a must-visit. The ambiance is as delightful as the cuisine, making it a favorite among locals.

For a cozy dining experience with good food and a warm atmosphere, check out Bryant and Lake Cafe. Picture this: delicious food, a crackling fireplace, and an inviting ambiance – what more could you ask for? And remember, these are just three gems in a sea of fantastic dining options in Uptown.

coffee machine on counter at cafe
Photo by Dominika Poláková on Pexels.com

Shops

Now, let’s shift gears a bit. Uptown is not just a feast for the palate but also for the mind. Magers and Quinn, an enormous bookstore, beckons book lovers with its vast collection of new and used books. Lose yourself in the aisles and spend an entire afternoon exploring literary wonders.

Strolling down the same street, you’ll find a beloved spice haven of the Midwest – Penzey’s Spices. Whether you’re a culinary expert or just starting your spice journey, this shop has everything you need to tantalize your Midwestern palate. It’s a must-visit for those looking to elevate their cooking game.

Uptown has a slightly bohemian feel, and part of that charm comes from its well-curated vintage shops. Explore these hidden gems to find unique pieces that tell a story and add a touch of history to your wardrobe or living space.

Now, let’s talk about the practical aspects of living in Uptown. For those who value literary exploration, you’ll be pleased to know that the Hennepin County Public Library has a branch right here in the neighborhood. It’s not just a place for books; it’s a community hub where knowledge flourishes.

Need to stock up on groceries? Uptown has you covered. There’s a Cub Foods for your everyday essentials and, if you’re in the mood for a more upscale shopping experience, Lunds and Byerlys is just a stone’s throw away. Whatever your culinary needs, Uptown has the grocery stores to meet them.

assorted vegetable lot
Photo by Matheus Cenali on Pexels.com

Schools

If you’re raising a family in Uptown, your children may attend Barton or Lyndale Elementary schools. As they progress, Susan B Anthony Middle School might be the next stop before moving on to Washburn High School. Uptown is also home to families who embrace educational diversity. Many high school students in the area explore magnet schools to tailor their education to specific interests. It’s not just about learning; it’s about finding a passion and nurturing it.

From the diverse culinary delights to literary escapes and spice adventures, Uptown Minneapolis truly is a neighborhood that has it all. Whether you’re a foodie, a bookworm, an avid bicyclist, water lover, or a vintage aficionado, Uptown welcomes you with open arms. If you’ve enjoyed this exploration, don’t forget to hit that like button, subscribe for more content, and let me know in the comments if you’ve visited any of these fantastic spots. Until next time, happy exploring!

mississippi river beside the city Minnesota is the 5th Best State to Live In – US News and World Report
Minnesota · Uncategorized

Minnesota is the 5th Best State to Live In – US News and World Report

MaryLeave a comment

We all love a list and Minnesotans LOVE to rank on a list!

US News and World Report has ranked MN as the 5th best state in the US in which to live.

Coming in first would obviously be better and the transplanted Minnesotan in me doesn’t even want to look at who beat us (it’s UTAH?!?! WHUT?), I just want to join my fellow North Star state residents in the chest thumping a bit. 

If you’re thinking about moving to the 5th best state in the US (according to US NEWS I’m surprised there isn’t an uprising of Minnesotans protesting this ranking) I do have a free relocation guide you can download, just click that link.

What inspired them to rank MN so highly? (but not high enough!) The rankings are based on criteria like the economy, education, fiscal stability, health care, infrastructure, natural environment and opportunity.

I’m going to hit these in order and give some context around what US News decided and why they may need to re-evaluate in the future. 

three people sitting beside table
Photo by Pixabay on Pexels.com

The economy includes things like job growth, unemployment rate, and labor force participation as well as the business environment. Minnesota ranked 15th in the nation by this metric.

I don’t know when they did that ranking but I just checked the unemployment rate here and we are at 2.8%, so Minnesota is HIRING. If you’re looking for job opportunities this is a good place to look. We are also the HQ for 12 Fortune 500 companies and I believe that is the highest number for a mid-sized city. We are lucky in that our economy is very diverse and we aren’t tied to the fortunes of any one industry. 

boy in green shirt
Photo by CDC on Pexels.com

Education: We ranked 21st for education and I am actually surprised by this ranking! MN prides itself on it’s educational system. This ranking takes into account k-12 and higher ed. For k-12 It measures state performance across the life cycle of a young person’s education, encompassing preschool enrollment, standardized testscores among eighth-graders, high school graduation rate and college readiness.

The higher education subcategory comprises metrics reflecting the share of citizens in each state holding college degrees, as well as college graduation rates, the cost of in-state tuition and fees, and the burden of debt that college graduates carry. Minnesota actually ranks #2 behind Massachusetts when you look at the number of residents aged 22-54 that have a college degree – 54% of people have one per the MN office of Higher Ed. 

The state legislature JUST passed a 2.2 BILLION dollar funding bill in support of k-12 education in MN. A big component of this bill is a change in the way that education is funded, it ties funding to inflation so that education funding stays somewhat more current. It will be interesting to see how these changes affect the student outcomes and if it translates in the rankings later on. 

Fiscal Stability

Again – a curious ranking at 21! We had a budget surplus of 17.5 BILLION dollars. The rankings looked at the ability of a state to meet their short and long term fiscal obligations. One thing we may have gotten dinged on was that a bonding bill at the super low interest rates last year did not pass. 

three person looking at x ray result
Photo by EVG Kowalievska on Pexels.com

Health Care

We ranked 15th for health care.  U.S. News examined metrics reflecting health care access, health care quality and public health outcomes. We ranked very well on mental health, we have low infant mortality, low obesity, low smoking rate, low mortality rates and a low suicide rate.

black and silver solar panels
Photo by Pixabay on Pexels.com

Infrastructure

 We ranked #1 for infrastructure! We’re number 1, we’re number 1! This metric takes into account metrics such as a state’s use of renewable energy, the quality of its roads and bridges, and its residents’ access to high-speed internet. The state of MN is focused on renewable energy and providing high speed internet access to everyone in the state. The legislature just passed major investments in both and the state has set the goal of 

  • establishing a standard to achieve 100% carbon-free electricity and 55% renewable electricity by 2040.
  • adapting our grid through transmission upgrades to enable greater reliability and renewable energy access and integration.
  • improving building codes and standards so that all new commercial and large multi-family buildings produce net-zero greenhouse gas emissions by 2036.
calm river
Photo by Anne Barca on Pexels.com

We ranked #7 for natural environment.

This takes into account air and water pollution. Not bad for an overall ranking, MN is trying to mitigate this and there are ongoing disputes about mining in Northern MN and what it does to the water.

woman draw a light bulb in white board
Photo by Andrea Piacquadio on Pexels.com

We ranked #9 for Opportunity. 

The opportunity category encompasses metrics reflecting economic opportunity, affordability and equality within a state. This category focuses on gender and racial equity and access to education, the ability to achieve equal pay and the ability to access adequate housing.

When they look at these as a whole we end up at #5 in the nation! I’ll take it! Will you? If you have questions about anything related to living in or moving to MN, reach out. I love talking to people who meet me on YouTube or the blog!

a red text signage Minnesota is Progessive!
Living in Minneapolis · Uncategorized

Minnesota is Progessive!

MaryLeave a comment

I’m going to touch the third rail and discuss politics. Brace yourselves. I think it’s like ignoring the elephant in the room to not talk about this when discussing why people move to, or away from, MN so I’m going to give you an overview of recent laws and public policy moves here that will attract some people to the state and undoubtedly repel others. 

What made me decide to write this:

I recently saw TWO reddit threads – one for Minneapolis and one for Minnesota and BOTH were posts asking about moving to Minnesota or the Twin Cities because of the political climate where the people that posted live at the moment (in this case Tennessee and Arkansas) making them feel unsafe or not accepted.

This struck a chord with me because I regularly help people move to Minnesota from the south (nearly everything is south of Minnesota) and I know that people move for all sorts of reasons – jobs (we have a GREAT economy here), the environment (we are on the globe so we do have our share of problems associated with Global warming, but they generally don’t include water shortages or wild fires). 

***If YOU want to move to MN, I have a free relocation guide that you can download HERE. I encourage you to reach out with questions or check out my YouTube channel where I do videos of different areas etc. ***

Also (this will shock some of you!) but many people enjoy winter and snow sports and a lot of people love having 4 distinct seasons even though spring lasts about 2 weeks and also like a very outdoorsy lifestyle.  We also enjoy having working power grids in all sorts of weather (sorry Texas, and apparently California as some have said in response to my video). 

I had to laugh because a lot of people were quite enraged at this idea – stating that the fastest growing states are Texas and Florida. Guess what? BOTH  THINGS CAN BE TRUE AT THE SAME TIME. People move here and people also move away from here. 

The news is filled with one story after another about other states regulating things that we have taken for granted and pouring fuel on the fire of social issues. Some states have taken actions in one direction and MN has decidedly gone on the opposite path for many of these issues. 

Is every Minnesotan a Democrat?

MN has a reputation as a progressive state, and MN typically goes for the Democrat in the presidential election, but we often have Republican governors OR one of our state houses controlled by the Republican party, so the idea that EVERYONE here is a liberal is very much incorrect. However, our Governor now has a one member majority in the MN Senate now and that means that a lot of DFL (Democrat / Farmer / Labor) party priorities are getting codified.  Minnesota also has a reputation as a very homogenous state compared to others however, the new crop of lawmakers brought a series of firsts at the Capitol: including the first time both chambers are set to be led by women, the first person of color elected president of the Senate, the largest group of people of color to serve in the Legislature (35 of 201), 11 lawmakers who identify as LGBTQ and a record number of female lawmakers. 

Women’s Health Policies

With the Supreme Court overturning Roe V Wade, MN has taken an extra step in reaffirming their commitment to protecting women’s healthcare choices. The right to abortion has been reviewed by the MN State Supreme Court and found to be constitutional, in addition to this the PRO Act was passed in early 2023 to make sure that the right to reproductive health care is protected. The bill goes a step further than current law in protecting access to birth control, sterilization and family planning help. It would prohibit local governments from imposing additional restrictions on reproductive health care.

In addition, The Minnesota House recently passed a bill that would shield women who travel to the state for abortions, as well as their nurses and doctors. It still needs approval from the state Senate and the signature of Gov. Tim Walz to become law. The bill prohibits Minnesota judges from issuing warrants and law enforcement from making arrests of people charged with crimes in other state’s for accessing reproductive health care in Minnesota. The governor may not extradite a person charged with a crime involving reproductive health care, either.

LGBTQIA rights: 

Same sex marriage is codified into law not just at the federal level, but also at the state level here in MN. In addition, Gov. Tim Walz signed an executive order protecting the rights of LGBTQ people from Minnesota and other states to receive gender affirming health care, as he slammed the tide of other states rolling back transgender rights.

lgbt flag
Photo by Alexander Grey on Pexels.com

“We want every Minnesotan to grow up feeling safe, valued, protected, celebrated, and free to exist as their authentic versions of themselves,” Walz said. “Protecting and supporting access to gender affirming health care is essential to being a welcoming and supportive state.”  A separate bill banning so-called conversion therapy for LGBTQ children and vulnerable adults won approval in the Minnesota House last month and is awaiting a floor vote in the Senate and the MN house just passed a “Trans Refuge” bill which will move on to the Senate and the Governor. “The law would make it so that people who live in states who have banned or restricted gender-affirming care can come to Minnesota to access that care and be protected from the laws that govern their home states,” bill sponsor Finke said. 

Education / budget surplus

Minnesota has a budget surplus of $17.8 BILLION dollars. The governor put forward their budget months ahead of schedule and details still need to be refined, but his budget proposal would fund increases to schools, housing initiatives and tax relief. 

They propose $3 billion more toward pre-K through 12 public schools and college aid, as well as another $1 billion for housing initiatives. 

They have earmarked $3 billion for tax cuts that they said could include direct rebate checks, tax credits, property tax relief and increases to local government aid. The targets also include nearly $670 million to launch a paid family and medical leave program, which would be fueled by a new payroll tax once it is off the ground. 

girl in white sleeveless shirt glass tumbler
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 Within the last week the governor signed a law guaranteeing Free breakfast & lunch for all children in the state of MN in pk-12.

Climate: 

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Minnesota Democrats successfully passed a bill for a carbon-free electric grid by 2040, directing a speedy energy transition in at least one sector of the state’s economy. 

Cannabis: 

shallow focus photography of cannabis plant
Photo by Michael Fischer on Pexels.com

THC Gummies are currently legal and we are seeing THC laced beers and seltzers as well.

There is a proposed legalized recreational marijuana, supported by the governor who also references millions of dollars in tax revenues from the legalization of recreational marijuana.

Medical marijuana is currently legal in Minnesota.

Anti-discrimmination

The Crown Act was passed and signed into law and provides further racial protections under the MN Human Rights Act by prohibiting discrimination based on natural hair or braids.

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Minnesota is a welcoming state. Not everyone has the same opinions on every issue, not everyone agrees with the policies that the governor and the legislature are working on now, but Minnesota does seek to distinguish itself from its neighbors. We are surrounded by states with the opposite philosophy about the role of government in people’s lives, and there needs to be room for everyone. If you’re thinking about making a move, let me know how I can help. I have helped a lot of people relocate from out of state, I am certain that some would be willing to have a conversation about their personal experiences with moving here.

Indian Hills and Indian Trails in Edina
Living in Minneapolis · Neighborhood Tours

Indian Hills and Indian Trails in Edina

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If you’re looking for something a little “extra” in your next home, you might be interested in taking a look at these neighborhoods in Edina. Some amazing homes and lots of variety in architecture from traditional to very modern on huge wooded lots. The location can’t be beat either!

A video tour of Indian Hills and Indian Trails

WHERE IS INDIAN TRAILS / INDIAN HILLS?

Indian Trails & Indian Hills are residential neighborhoods located in the city of Edina, Minnesota. They are located in the southwestern part of the city, near the border with the neighboring city of Eden Prairie. The neighborhood is bounded by Highway 169 to the west, Rt. 62 to the north, roughly the high school to the east, and about Valley View Rd to the south around Braemar park.

Indian Trails is located approximately 13 miles southwest of downtown Minneapolis and 11 miles southeast of the Minneapolis-Saint Paul International Airport (MSP). Commuting to downtown Minneapolis or the airport from the neighborhood is relatively easy, thanks to its convenient location near the major highways of 169 & 494, along with easy access to 100, 62 or 35.

The neighborhood is located just west of Highway 169, which provides direct access to downtown Minneapolis. Commuters can reach downtown in approximately 20-25 minutes by car, depending on traffic conditions.

The airport is also easily accessible from Indian Trails, with several transportation options available. The fastest option is to drive, which typically takes around 16-25 minutes depending on traffic. Additionally, if you wanted to park and take the METRO Blue Line light rail system, it provides direct access to the airport from the nearby Mall of America station, which is approximately 8 miles from Indian Trails. The journey from the Mall of America to the airport takes around 12 minutes. Finally, there are also several taxi and rideshare services available in the area, which can provide convenient transportation to the airport.

WHY LIVE THERE?

Indian Trails / Indian Hills area is known for its large, wooded lots and quiet streets. Many of the homes in the neighborhood were built in the 1950s and 1960s, and feature traditional architecture and well-manicured yards. Some of the homes in the neighborhood are valued at well over $1 million. The median sales price in this area is $982,500, well above the median for the Twin Cities metro, so a little “spendy” as the Minnesotans might say, but if this is in your budget it’s worth looking at, and if it’s NOT, it’s fun to look at the homes anyway! 🙂

If you want to learn about other neighborhoods and suburbs of the Twin Cities, check out my YouTube channel – I have an entire playlist of them that I add to regularly.

One of the things you’ll note about this area are the mature trees, the hilly landscape, and the curving roadways that give this neighborhood a sense of being nestled away from the suburban bustle, even though it has easy access to everything you might want. It definitely has a quiet, secluded and cozy feel.

Parks

The Edina area is home to several parks, including the 29-acre Arden Park, which features trails, picnic areas, and sports fields. But the closest is nearby Braemar Golf Course and Braemar Ice Arena which provide opportunities for golfing and ice skating, respectively.

Braemar Arena has three sheets of indoor ice and one outdoor seasonally.

The Braemar Golf Dome is the largest and longest-hitting indoor practice facility in the Twin Cities with 44 tee areas on two levels.

If you’re not a golfer, it also has an almost quarter-mile turf track which is open from the beginning of November through the end of April under the dome. 

I’m not a golfer, and not a mall walker, sometimes you just want a place to stretch your legs that is “semi” outside feeling but without the risk of breaking your neck or your leg on icy sidewalks.

The track is free and open to the public. Make sure you wear layers as the facility maintains a temperature 40 degrees above the outside temperature. That sounds kind of toasty when it’s 35 degrees out, but maybe not as much when it’s below zero? You are allowed to use a stroller if you want to bundle up your little and walk.

Schools

Indian Trails is located within the Edina Public Schools district, and is served by Creek Valley Elementary School, Valley View Middle School, and Edina High School.

Shopping

Indian Trails is located near several shopping destinations in Edina and the surrounding areas. Here are a few options:

Southdale Center: Located approximately 5 miles north of Indian Trails, Southdale Center is a large indoor shopping mall with over 100 stores, including anchor tenants like Macy’s, JCPenney, and AMC Theatres. It takes up a large area between York & France Aves just south of 66th street. You’ll also find store like Target, whole foods, Lunds and Byerly’s groceries in this area. Trader Joes and Total Wine & Spirits is just south of this area at France & 494.  In addition there is some upscale shopping all along France including inside the Galleria Mall.

Another option is to head about 6 miles west to Eden Prairie Center. Eden Prairie Center is another large indoor shopping mall with over 90 stores, including anchor tenants like Von Maur, JCPenney, and Target.

If you like an outdoor shopping area that is easy to navigate on foot, check out the intersection of 50th & France approximately 4 miles northeast of Indian Trails. It is a popular shopping district in Edina with a mix of independent shops and restaurants. In addition there is a small independent movie theater (The Edina Theater) that has recently been updated and is a real contribution to the area if you like movies and are also interested in seeing some of the smaller films that may not be blockbusters. Located in the same area is another Lunds and Byerly’s grocery.

Libraries

If you need your Public Library fix, the neighborhood is located almost exactly equidistant from the Eden Prairie Library just west of 169 across the street from the Eden Prairie Mall. It’s convenient if you’re running to Target over there or grabbing a bite at one of the many restaurants nearby. I believe that this library recently had a fairly significant update, and it was pretty nice to begin with! This is not a small library, but one of the larger libraries in the Hennepin County library system.

Eden Prairie Library:

Edina Library

The other options are the Edina Public Library which is just west of 100 where it crosses 50th street, also a lovely building that is a pleasure to spend time in or the 3rd option in Edina is the Southdale Library on York.  This may be the only time you hear me say anything negative about a library, but I am not a fan. It’s pretty ugly, it doesn’t feel like a place I want to spend time. It harkens back to the earlier days when it was paired with a court building. Something about that doesn’t fit well. I dare you to disagree with me … THIS is the Southdale Library. (thumbs down).

They had planned to move this library into an empty department store at Southdale Mall before the pandemic, and then shelved those plans. I thought that was an innovative way to fill a large empty anchor spot at that mall and draw more people over there. While we are talking about that mall, it hosts a fairly new edition in the form of the LifeTime fitness health club. This place is a palace, with restaurants, co-working space, pools, soccer fields, spa, tennis and pickleball courts etc.

This mall also has the closest Apple Store in case you need some help or a new piece of tech. However, a library in there wouldn’t hurt. 😉

Overall, Indian Trails is a highly desirable neighborhood in Edina, known for its peaceful surroundings, natural beauty, and strong sense of community.

Do you have another community that you’re interested in? Drop a comment down below and I will add it to my list – I love getting content ideas from people that read my blog or watch my videos because it helps me give you what you’re looking for!

Home Buying

You have interest rate options!

MaryLeave a comment

You’re not helpless when it comes to mortgage interest rates! A lot of buyers are concerned about monthly payments now that the interest rates have gone up.

I talked with Chris O’Connell at Loan Depot about 4 options that home buyers have to pay a lower interest rate and therefore a lower monthly mortgage payment. Chris had one that was surprising to me and we talked a bit about the one that seems to be getting a lot of attention in the real estate world right now, the 2/1 buy down and why that may not be the BEST option.

Take a look at this video interview if that is something that is worrying you as you think about buying a house now.

Highland Park Neighborhood St. Paul
Living in Minneapolis · Neighborhood Tours

Highland Park Neighborhood St. Paul

MaryLeave a comment

I suffer from nostalgia and I’m a sucker for charming old homes and neighborhoods that remind me of movie sets. And that’s why I feel squishy inside when I spend time in Highland Park in St. Paul.  It’s a condition, don’t mock me!  

Types of homes

The Highland Park neighborhood of St Paul is right next to the MacGroveland neighborhood and shares so many of the same characteristics.  The homes are here older and filled with all of that original charm. St. Paul was settled before Minneapolis and the housing stock there reflects it in many areas.

Many of the homes were built in the early 1900’s and often have original hard wood floors, beautiful wide wood moldings, built-ins, plaster walls, detached garages and other features of homes built at that time. Another feature that I love on old homes that you’ll often see here are porches where you can sit and enjoy the gorgeous weather that we have here spring through fall. I think porches and sidewalks encourage a sense of community and give opportunities to see and talk to neighbors. 

As you enter the neighborhood from the west on Ford Parkway you’ll notice a large construction site which is a planned community / new construction development, so if you want the city lifestyle and access but AREN’T interested in old homes, this can be a great option for you. It’s called Highland Bridge and its a couple of different developments including row homes and a senior living development, community park, shops and restaurants. This won’t be where you find a bargain –  row homes are at the upper end of the pricing for this part of St. Paul at $1.5M+, there are also custom single family homes being built with lot prices starting at around $500K.

Amenities

One of the things I like about city living is the access to sidewalks and bike lanes as well as the ability to get to restaurants parks and shops relatively easily, on foot, on bike, or in a vehicle. Highland Park is home to all of these things, it has a robust commercial area so you won’t need to go far to grab a bite or do some shopping and recreation is convenient as well, it has a golf course, and  easy access to the massive park system along the Mississippi River with all of the bike trails that run throughout (72 miles along the Mississippi rover alone!) and connect to so many local and regional trails in the Minneapolis St Paul region. 


Another stand out to me was the local library branch and the Highland Park Rec Center which offers Highland Park Community Center offers educational programs, after school activities, open gym, tot-times, family events, fitness center memberships, youth and adult athletics, S’more Fun childcare, Highland Park Community Center Theatre, field rentals, rental space for parties, meetings, and events, and so much more.

Home prices

The average home price in Highland Park for the typical house is a little more than $441K, its charming neighbor, MacGroveland is just a little bit more from an average home price perspective. 

Access

This neighborhood also has easy access to both Minneapolis and St. Paul for work – as well as the freeways that lead to the South, SW and SE suburbs, or anywhere that you want to go within the metro area. Typically if you work on one side of the river you try to live on that side for easy commuting, but I think Highland Park benefits from a great central location from a commuting perspective.  Light rail is also within 1 mile of the neighborhood and there is a bus system in St. Paul.

It seems like one of the big benefits of the suburbs would be easy access to stores like Target, and Highland Park actually has an adorable little Target in their main commercial area off of Ford Parkway & Cleveland. 

Shopping

Groceries are within easy reach at the Target, Lunds and Byerlys or a short drive to Kowalskis. 

Schools

Children living in this area will attend St. Paul public schools Horace Mann Elementary, Highland Park Middle School, and Highland Park Senior High.

Whether you like historic homes with that old fashioned charm or you’re looking for new construction urban townhomes, this neighborhood has both, along with all the things that people choose city living for. 

women s black zip up hooded jacket Snow School!
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Snow School!

MaryLeave a comment

I routinely help people move to MN from out of state and because nearly every state is south of us, warmer than us, and doesn’t have quite the winter that we do, most people aren’t mentally or physically prepared for winter here in MN. I sense a lot of excitement, but also fear?

In this video I’m taking you to SNOW SCHOOL and giving you the tips that you’ll need to get through winter comfortably and safely! 

Let me reassure you that people in MN aren’t some mutant breed, we aren’t the huskies of the human race that want to roll around in ice in summer. We just like seasons and recognize that winter is one of them, and have found ways to make it comfortable, safe and doable. In this video I’m taking you to SNOW SCHOOL and giving you the tips that you’ll need to get through winter comfortably and safely! 

Winter and snow can be downright magical if you can sit inside a warm house with a cup of coffee and a fire blazing watching it fall from the sky.  But eventually you have to leave the house.  I’m going to start off with how to DRESS for winter here and I’ll do another video on other considerations like driving in it, managing it around your home and preparing your actual house for winter as well as staying safe outside in winter. 

It’s September and that means it is HIGH time to start preparing for winter. Costco has their gloves and hats out, Christmas decor is usually up right around now and its a great reminder to get your act together while the getting’s good. 

Today I’m going to start with the basics!  How should you plan to dress here in winter?  

It will vary across the season, with peak winter gear needed in January when we often see stretches of well below zero weather.  Our seasons are pretty prompt here, with a definite change in the air that hits right at the 3 month mark of any season.  I’m recording this at the beginning of September, and the weatherman here pointed out that we have just seen our last after 8pm sunset until next April and that means that we are on our way into fall.  Our temps have been in the mid-50’s overnight lately (and I LOVE IT) with highs in the mid 70’s. Northern MN has the high 30’s for overnight temps – winter is coming!

I don’t mind the short days (in the depths of winter it’s starting to get dark here by around 4:30 and it won’t be light til well after 8am), I sleep well in winter! I may be part bear. We do have the flip side in summer with extremely long days, so if that’s your cup of tea you’ll have it to look forward to. 

Everyone has their own definition of cold, but I would say that it starts to get cold at the end of October (highs in the 30’s lows in the 20’s overnight).  We often see at least some snow around Halloween. And fun fact – if you see snow it means it’s NOT THAT COLD.  It actually will NOT snow when it is truly cold here, there needs to be some moisture in the air to achieve snow and intense cold is also intensely DRY. 

Your mom may have mentioned wearing LAYERS to you, and she knew what she was talking about.  If you’ll be outside in very cold weather you should plan to have 3 layers on. The first layer is a snug base layer. Do not wear cotton as it holds moisture and having damp skin or clothes is dangerous. Pick a synthetic material that wicks moisture away from the skin. 

Your second layer should be your fleece or other clothing (sweater, sweatshirt, something!) that insulates and holds pockets of warm air close to your body. Do you need 2 layers on your legs -yep! If it’s cold, having warm legs makes a world of difference. I feel like there is an artificial focus on the upper body for warmth, but having your legs warm (I mean 50% of your body?!) makes a HUGE difference in comfort if you’re going to be outside.

My dogs don’t seem to mind cold weather at all and still want their walks, and having snow pants on changes everything. They come in varying styles and weights.  I’m a dork and wear the thick (and WARM) snow pants you see on kids. You probably have more shame/fashion sense than me and You can get some “sleeker” pants that insulate and block wind, those can be pricey but you’ll look as amazing as you CAN look while wearing snow pants. If I’m going to be out walking dogs or clearing the sidewalk I’ll wear a base layer – long johns, leggings or even tights – and then pull the snow pants over that and I’m super comfy. 

Final layer! You’ll want something WIND and WATER proof! These two elements can literally be the death of you if you don’t prepare. Down is a wonderful insulating material but if it gets wet, it’s worse than useless. Blocking wind and water will be what keeps you feeling toasty warm. And when I say water – I don’t mean rain.  Snow can be quite wet and soak right through your coat. I can think of nothing worse than being cold and wet at the same time.

man wearing parka
Photo by Dan Smith on Pexels.com

When looking at coats for actual winter weather here, you probably want a parka vs a “jacket”.  A parka is generally longer and will cover your backside better. I would actually say that having both is not a bad idea. If you’re running around doing errands and will be in and out of the car and heated spaces you can scurry around in your jacket and be fine, but for warmth – I like a parka. Parkas also come with hoods (often detachable) and when the wind is ripping around I’ll use it. If you buy from a quality place they often have ratings on their winter items and you can see that clothing is rated to X degrees below zero. You’ll need that in winter. My favorite combination is down with a wind and waterproof shell.

For your extremities, you definitely need a beanie or tuque (interchangeable – you’ll hear both words!), gloves or if you really want warm hands, get mittens. Having your digits all together in one pocket of fabric makes for a much warmer hand. Feet should have wicking socks. The best are wool or smart wool (they aren’t itchy – I promise!) and then boots that are insulated and waterproof. I see lots of feet looking stylish and warm in Sorel’s but North Face are super popular here as are less expensive brands like Lands End. 

man looking left side
Photo by Clem Onojeghuo on Pexels.com

My husband hates the cold and we also stock up on the hand warmer things in winter and he will keep those in his pocket when walking the dogs or clearing.  So if you tend toward the chilly side, that’s another option. 

My last tip is don’t wait! When winter things appear in the store, buy them. They disappear pretty fast next thing you know it’s -20 and the stores are stocked with swim suits for spring break. 

I’ll do another post and video for driving and dealing with cold in general shortly, I also did one a while back on getting your house ready for winter, you can check out my YouTube Playlist for life in Minneapolis and you’ll see that!